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    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Charging Orders


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Hi. Can someone please tell me if a CCJ has to be obtained by a creditor before a Charging Order can be granted,or can they apply direct for a Charging Order without the CCJ? Thank you.

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They don't apply for a CCJ, they issue a summons for the debt outstanding, your choice to defend or accept or admit partial, unless defended successfully or a compromise is reached through mediation,

the outcome will be judgment for the Claimant, you then have a CCJ.

 

Regards

 

Andy

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Forgot to ask-if I make an offer to pay a creditor,can they apply for a CCJ anyway??

 

Yes, basically. An offer to pay does not prevet the issuing of proceedings with a view to obtaining a CCJ.

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and, there (CTax), a liability order (magistrates) would be needed first before a CO can be considered.

Edited by Ford
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Andy,you mentioned compromise through mediation.I am trying to avoid having to go to court here,so if I offer to go to mediation and abide by the decision made there,would that mean that the creditor would not take out a summons against me?

 

You cant get into mediation until the summons is issued, you can negotiate with this creditor before litigation if so to avoid any legal action.This creditor is playing with your mind and you appear to be confused ( as much as the creditor).

 

Heres the process, you have a debt in dispute or with a problem or for what ever reason you are not maintaining payments.

Creditor issues warning letters and requests you make a proposal

You fail they issue a Default Notice allowing you 14 days to rectify any under payments and bring the account up to date.

You ignore the Default Notice the creditor then passess it to 3rd party DCA,s or straight to their legal team.

Once in legal they issue an LBA (letter before Action) allowing a further 7/14 days for you to make proposal.

You ignore LBA a Summons is issued through the Court for the debt amount in full.

 

You either admit or part admit or defend anything less than your defence being successful you will get a CCJ (County Court Judgment)

This will either be forthwith (pay all in 21 days) or in installments, you again ignore and make no payments

Then the Creditor will then execute/enforce the judgment by any way of 3 (most Common)options

Charging Order/Restriction, AoE (Attachment of Earnings) if you are employed or Bailiff (If the debt is a over £600 up to £5K).

 

So if you have not even got to litigation yet and you fear the thought of a Charging Order then I suggest you approach the creditor now and come to some arrangement.

 

Regards

 

Andy

Edited by Andyorch

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This will either be forthwith (pay all in 21 days)

 

execute/enforce the judgment by any way of 3 options

Charging Order/Restriction, AoE (Attachment of Earnings) if you are employed or Bailiff (If the debt is a over £750).

 

Just to clarify a few inaccuracies there:

 

1) An order for payment forthwith, as the name suggests, obliges payment immediately rather than in 21 days.

 

2) There are more than 3 ways to enforce a CCJ. A third party debt order or bankruptcy can also be used (I can't remember if even that is now an exhaustive list but I can't recall any other methods).

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You couldn't remember " Receiver for an equitable execution " need to get some sleep asoky and take a break from here.

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A third party debt order This is an order that freezes money held in the defendant's bank account. The cash you are owed is then paid to you from the account. You apply through form N349 (and yes, there's another fee) and if the judge is happy, he or she will make an interim third party debt order. And to stop the defendant simply withdrawing their money from their account, he or she won't get a copy of the order until the bank has frozen their account.

 

The timing of your application is crucial. If the court order is received a couple of days before the defendant's salary goes into their account, the "freeze" won't apply to this money – only to what's there at that time.

 

The defendant could also throw a spanner in the works by applying for a "hardship payment order" on the grounds that they can't meet day-to-day living costs as a result of their cash being frozen. Just 8,000 applications were made for third party debt orders in 2008 – 17% more than in 2007.

 

Receiver for an equitable execution

If the creditor can't recover the debt using the methods above, they can apply to the court to approve a receiver - who they have selected - to conduct an equitable execution.

 

This involves the receiver collecting money which the debtor is owed, eg rent, in order to repay the creditor.

 

Regards

 

Andy

Edited by Andyorch
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Oh, are you the creditor in this case?

 

A third party debt order can only be used in relation to the debtor's assets. You cannot take money from an innocent third party who happens to be married to the debtor.

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Just to clarify,no I'm not the creditor here as my earlier posts show.I was just following Andy's post which, for the purposes of illustrating his point ,took the viewpoint of the creditor.

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