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    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
    • whats the court claimform for? return of goods order? please complete this:  
    • std DWF letter. typically £157 something. lots of them here already doesn't say WILL anything. read it properly dx  
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You can check on the Registry Trust site to see if he has issued a claim, if he has issued it at an old address then it is invalid and can be set aside, you can then defend and chase him for costs....

 

You also need to put in a report to the OFT, Trading Standards and the Solicitors Regulatory Authority.

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Moneysense and another company, Equipdebt, get hold of court lists and write to people on them, they don't always have the information that the case was dropped or discontinued - they basically are trying to get you to borrow more money to pay the CCJ off....

 

I would NOT listen to BC, and go ahead with the set aside, and hit them with a good basic defence and they will discontinue - it has been proved that this company work this way and you MUST write to the court to get the set-aside - you might even find out that the debt may not be yours anyway - this too has been proved.

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Do NOT go down the consent route, Carter usually runs when properly challenged, so you would be setting yourself up for 6 years of misery if he got this debt 'via the back door' as he wanted. Make him suffer, not you.

 

Leave the letter as is and do not consider the consent route - it is not worth the aggro it will bring you in the future.

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Yes, include them as evidence, and also mention it is against the OFT Guidelines in Debt Collecting to use multiple agencies to collect a debt, and then include the evidence as a complaint to the OFT and Trading Standards and the FOS and Information Commissioners Office for completeness.

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