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Capital One - CCJ Set Aside Help Please


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Hi everyone... Its my first post ...help!

 

My husband has just recently received details of a ccj against him by a company called Lowell Portfolio on behalf of Capital One. He had no prior letters or anything and I realised 2 days ago that the summons went to my neighbours house in error...unfortunately there is no one living there right now. He took out a credit card with them about 10years ago and we thought it was paid off when he closed the account. There was ppi on this card:|...my question is is it possible to still claim for mis sold ppi in this case?

Very many thanks in advance

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You raise 2 issues here. As for PPI you can still claim that even if the account has been closed. As for the CCJ read Part 6 of the CPR on service and then Part 12 on setting aside a default judgment. Then consider whether you have grounds to apply for a set aside. If you think you do then file Form N244 at court and wait for a hearing date.

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