Jump to content


Can I claim back overdraft charges?


Ryan88
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4443 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I've read a lot of conflicting articles online regarding this issue. Some websites say I can, some say I don't stand a chance.

 

It is regarding an 'Ultimate Reward' account with Halifax, and the charges were applied from 2009-2011

 

I wouldn't need to send out a SAR as I have access to online banking and I can view them all that way.

 

It's roughly £800 in charges - most of them were "UNPLANNED O/D FEES" and a few were "PLANNED O/D FEES". Not sure why that is the case and not sure of the significant difference because as far as I can remember my overdraft limit was £250 and the charges were £5 per day whilst over the agreed o/d limit.

 

Nearly all the charges were in multiples of £5, except for three of them

 

Planned O/D Fees - £12

Planned O/D Fees - £31

Planned O/D Fees - £26

 

The account is currently frozen (owe £350) and I have an arrangement with them to pay back a certain amount each month so was just wondering if I stand any chance of being successful, or would it just be a complete waste of time?

Link to post
Share on other sites

Hi

 

Sadly overdraft charges are off the menu for reclaiming now unless you are claiming under the hardship rules.

 

The other opportunity may be BCOBS where a bank has a duty to treat you fairly

 

http://www.consumeractiongroup.co.uk/forum/content.php?849-BCOBS-Round-up-Making-your-bank-treat-you-failry

 

ims

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...