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motor insurance madness


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Hi there i was wondering if anyone out there can help me.

I went on gocompare website to get a quote for van insurance . I was happy with a quote i received so rang up constructaquote.com. I was told the price i was quoted had a 5 years no claims bonus applied to it and that's why the price was so good.I then told person on phone that i had an accident on my previous insurance policy and that i had entered the details into the gocompare web site so everybody knew and i wasn't hiding anything.I was then asked if i drove anything previous to that ,i said that i had drove a family car in the past and a company van for a few months. I was told to put this in writing and send it in and it would be ok .I paid a deposit and received temporary cover note along with a few different letters 1 from close premium finance a credit agreement and a temporary schedule of insurance . i have been dwelling on this letter for to long so i rang constructaquote.com up to clarify what i needed to put in the letter.I was told that i needed to provide proof of n.c.b not just a letter from me. I told them that i never agreed that to that as i didnt have proof and never had. I was told that they would listen to the original phone call and get back to me .I ending up ringing them back after waiting and was told that the voice recording software or what ever they use was not working that day so they cant replay the phone call and that i must of agreed to having 5 years or they would not of taken my deposit and a months payment. She then said it would be an extra 550.00 per year and that they are willing to pay half of this if i agree to it, this was today. I have not signed a credit agreement with them or sent the van proposal form back for the original policy as i have been confused, i have paid the deposit and 2 months payments it is past the 14 day cooling off period from when i originally spoke to constructaquote .com. I was wondering if anyone out there could advise me on what to do next. I have told them to email me their plans and i would look at it .I did not agree to anything over the phone.

thanks in advance ps i might take a while to reply as i have to use someone else s internet but i will as soon as i can.

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