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please help thanks

Hi there i was wondering if anyone out there can help me. I went on gocompare website to get a quote for van insurance . I was happy with a quote i received so rang up constructaquote.com. I was told the price i was quoted had a 5 years no claims bonus applied to it and that's why the price was so good.I then told person on phone that i had an accident on my previous insurance policy and that i had entered the details into the gocompare web site so everybody knew and i wasn't hiding anything.I was then asked if i drove anything previous to that ,i said that i had drove a family car in the past and a company van for a few months. I was told to put this in writing and send it in and it would be ok .I paid a deposit and received temporary cover note along with a few different letters 1 from close premium finance a credit agreement and a temporary schedule of insurance . i have been dwelling on this letter for to long so i rang constructaquote.com up to clarify what i needed to put in the letter.I was told that i needed to provide proof of n.c.b not just a letter from me. I told them that i never agreed that to that as i didnt have proof and never had. I was told that they would listen to the original phone call and get back to me .I ending up ringing them back after waiting and was told that the voice recording software or what ever they use was not working that day so they cant replay the phone call and that i must of agreed to having 5 years or they would not of taken my deposit and a months payment. She then said it would be an extra 550.00 per year and that they are willing to pay half of this if i agree to it, this was today. I have not signed a credit agreement with them or sent the van proposal form back for the original policy as i have been confused, i have paid the deposit and 2 months payments it is past the 14 day cooling off period from when i originally spoke to constructaquote .com. I was wondering if anyone out there could advise me on what to do next. I have told them to email me their plans and i would look at it .I did not agree to anything over the phone. thanks in advance ps i might take a while to reply as i have to use someone else s internet but i will as soon as i can.

hi there just wondering how you got on with the manager and if you had to pay cancellation fee

When he came he push 3 letters all for different amounts amounting to £1900 it will be interesting to find out if i get separate charges for each 1. Thank you very much again for your help pt keep up the good work

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My home is now a fortress for the next couple of weeks wish me luck. im going to print out a letter saying that i am now going to / can i pay the council instead of rossendales and im putting a complaint against them in it too then go in and pay over the counter get receipt keep it for the balliff plus copy of letter then send 1 to rossendales and 1 to the council (can i email them do u know how to find email ?) thank you very much for your help and information. i know it is a high amount i was struggling with my bills and to live as i had no heating system and not much work so i moved out to my girlfriends mams house for a year and a half the council said they could only let me off paying for 6 months so that mounted up then they told me that i owe money from a old account now i have a few accounts stacked up i am going to start paying them off 1 at a time i will keep you informed on how things go thank you very much for your time.

My home is now a fortress for the next couple of weeks wish me luck. im going to print out a letter saying that i am now going to / can i pay the council instead of rossendales and im putting a complaint against them in it too then go in and pay over the counter get receipt keep it for the balliff plus copy of letter then send 1 to rossendales and 1 to the council (can i email them do u know how to find email ?) thank you very much for your help and information. i know it is a high amount i was struggling with my bills and to live as i had no heating system and not much work so i moved out to my girlfriends mams house for a year and a half the council said they could only let me off paying for 6 months so that mounted up then they told me that i owe money from a old account now i have a few accounts stacked up i am going to start paying them off 1 at a time i will keep you informed on how things go thank you very much for your time.

hi there szam i am the the other person having problems with rossendales do you think i would be able to go back to council and ask them to take the debt back

thank you for your fast reply. the payment plan for £15.00 was with rossendales payed by standing order can i go back to council and ask them to take it back( i went in last fri and they just said it was out of there hands) they are very helpfull .

Hi there everybody,i have a problem with rossendale balliffs - i was wondering if somebody could help with . I have council tax debts of £1900 on my home after my business slowed down to next to nothing(i was in the building trade) - i have started up a new business and am trying to bounce back . I came to a payment plan with the balliffs of £15.00 pcm (after giving them a income and outgoing form)which was meant to start on 15th of aug 2011 i stupidly made a late payment that month then i have paid the sept payment early, before the 15th deadline. I received a vist from rossendales balliffs last thurs i didnt let him in so he just pushed some letters througth the letterbox stating if i dont pay full amount in 24 hours he has the right to return and gain access to my property. I rang him on fri and he tried the usual bulling tactics on me (i have read a few storys on this website) saying if i didnt pay him so much he would come back and enter my property even if i wasnt there with a locksmith . He has never been into my property and i have never signed anything . I told him he didnt have the right to do that to which he replied he could get me put in prison for not paying, i told him that i wasnt refusing to pay and would continue to pay the £15.00 that i could afford he told me that wasnt good enough and i should try and get some money together and he would speak to me next week. i am not refusing to pay and cannot afford more than what i agreed to in 1st place. i was wondering if anyone could help me on what to do next . Could i make a payment directly to the council and say i am not willing to deal with the balliff i was wondering if i could put a complaint into the council about his behavior or is he allowed to do this. if anyone could give me some ideas it would be much appriciated.