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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Payday loans and Court


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Hello, i've got myself into a mess with 5 payday loan companies.

 

QuickQuid, Cash Genie, Toothfairy, Towercapital and Lending stream.

 

I'm really embarrassed but it just got out of control. I've been trying to set up payment plans with them but cannot afford much due to my limited income. I'm really worried about court action, do pay day loan companies take many people to court, do they take all their clients to court or just a few??? I know it sounds bad but I'm planning to keep my head in the sand and just hope things will blow over and eventually they'll forget about me.

 

My concern is that I've also moved address, so if they were to send CCJ letters, I may never know and I'm afraid they'll win by default.

 

Any advise or experience shared would be greatly appreciated! Thanks in advance.

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Yeah mate they might take you to court they all have form. But why are you worried if you are planning to ignore them......

 

At the end of the day we dont support avoiding debt here.

If you are on a low income there are still options avalible to you to pay them back.If you are interested let me know and i and other guys can advise, If not well keep burying that head of yours.

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6 years is a long time to have to keep your head buried, it is better to face them head on with your wits about you.

They have been getting a lot of bad press recently, and I think if it does go to court, the judge will treat you fairly and take your circumstances into account.

 

Listen to the guys on here, a lot of them talk from experience of these companies.

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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I do want to pay these debts back but I have no income and they're asking for amounts of money i just don't have access to. At the moment it seems impossible.

 

When I find employment I plan to split my disposable income equally among them all.

 

My plan at the moment is to just ignore them as I feel I have no other options. I'm really worried they'll take me to court though.

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Worst case would depend on your circumstances and the amount you owe.

If it is a few hundred pounds and you don't own property you get taken to court, the judge looks into your finances and decided how much you repay a month.

If you owe £1000's and own a property then it can be a different ball game altogether.

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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I took a £200.00 loan with each company and own no property. If I was taken to court, would the judge look at the other loans I've also taken?

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Ok, my advice.

Firstly as you have no income at present you can not afford to pay them anything and certainly not £10 per month.

Write or email each one of them, giving them your new address, sending out a statement of affairs (income and expenditure) and asking them to freeze interest and charges and suspend payments for 6 months.

I would also call National Debt Line who will help you with your income and expenditure form and also explain your options. They are free but will not take on handling your debts.

Keep records of all letters, that way if they do take you to court you have a paper trail showing that you have been trying to talk to them and you are being reasonable.

Lastly and really only if you can afford it , you could make a token payment of £1 per month to each.

 

If you do get court papers, do not ignore them or they will win by default and it will increase your debt. people on here can help you with a defence.

If they win and you do not pay or stick to any arrangement they can take further action, for example baliffs or an attachment of earnings when you are working. All of which will incur extra charges.

 

I hate PDL's as much as anyone but ignoring them won't make them go away.

If they phone you just politely refuse to do security and say all corresponance must be in writing. If they txt you, ignore it.

I would however keep a log, then you have the option of making a complaint for harrasement.

These things will happen...PDL's are bastards who only want to make as much money as posible

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