thank you so much for the help, i'm on the national debt helpline website now....thanks again!

If I paid them £10.00 each a month, would this prevent court action?

I took a £200.00 loan with each company and own no property. If I was taken to court, would the judge look at the other loans I've also taken?

i'm planning to sign on for JSA, never done it before but I am looking for work every day

Could someone give me an example situation of the worst case scenario that could happen? Thanks for your quick responses so far!

I do want to pay these debts back but I have no income and they're asking for amounts of money i just don't have access to. At the moment it seems impossible. When I find employment I plan to split my disposable income equally among them all. My plan at the moment is to just ignore them as I feel I have no other options. I'm really worried they'll take me to court though.

Hello, i've got myself into a mess with 5 payday loan companies. QuickQuid, Cash Genie, Toothfairy, Towercapital and Lending stream. I'm really embarrassed but it just got out of control. I've been trying to set up payment plans with them but cannot afford much due to my limited income. I'm really worried about court action, do pay day loan companies take many people to court, do they take all their clients to court or just a few??? I know it sounds bad but I'm planning to keep my head in the sand and just hope things will blow over and eventually they'll forget about me. My concern is that I've also moved address, so if they were to send CCJ letters, I may never know and I'm afraid they'll win by default. Any advise or experience shared would be greatly appreciated! Thanks in advance.