Eviction Warrant Received *Eviction Stopped*

[davhems]

no i get paid 3 days after the eviction date and i m worried about rental bonds and stuff if it goes against me work have been really supportive thoght told me to take rest of week off to get my head together.

[Ell-enn]

Try not to worry too much - I'm sure the eviction will be cancelled.

[davhems]

ok i have been offered a loan by a family friend which would clear the arrears in full £2040 do you think i should still go to court on thursday and see what judge says and possibly reduce my payments or should i take the loan and stop this.there fine lending me the money but i,d rather not and try and sort this out my self if the judge doesnt go in my favour i can go round the corner to the bank and pay the arrears in full

[Ell-enn]

My advice would be to go to the hearing - I'm sure you will be able to stop the eviction with your N244 application. As you say - if it doesn't go in your favour (unlikely) then you can pay the arrears anyway.

[davhems]

ok in court at 10 am tomorrow would just like some pointers as to what the judge is likely to ask and if ge offer me some type of deal before the hearing should i accept or still go into hearing . also will ge try and paint me as a bad payer by dredging up my payment record and will the judge take not of this or just look to the future ability to pay.

[Rocco17]

If the lender's rep does agree to your arrangement before the hearing then yes you can accept but still go into the hearing and make sure the judge knows about it. Obviously only accept something you can afford though.

 

I suspect they may well try to talk about your payment record, as that is what forms the basis of their case. I think it depends on the judge to a degree, you might get a bit of a telling off, but if you have proven what you can afford going forward and therefore the offer is a realistic one then that is the main thing.

[Ell-enn]

Don't let the lenders rep pressurise you into a deal you can't afford - if they won't agree what you have offered, just tell them you'd rather let the judge decide. Do you know if there are any duty legal advisors at the court tomorrow?

[davhems]

hello i won my case with the help of the duty legal officer who was great.nobody from ge turned up but they sent a letter saying they would accept my offer of £150 plus normal payment. the judge said pay £100 i think he was a bit annoyed ge had accepted my offer but not told me.thanks for all the help and if anyone is worried about going to court please dont be dont do what i did and be pressurised into payment plans by your lender i can see now that they didnt want me to go to court becouse the judge would accept a much lower payment. i think as long as you have proof that going forward you can pay they will help you.

[Ell-enn]

Excellent! well done

[dave121]

Great news...

[brokebutnotbeatn]

Well done devhems - for holding your nerve too! Excellent result. Good luck for the future!