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Welcome say I owe late charges for payments covered by Insurance Company


Ringosgal
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Good evening, thank you for all your help.

 

I have completed the spreadsheet with the PPI monthly fees.

 

On looking at the agreement there is a section which states total cash price for insurances that includes the PPI, mechanical breakdown, emergency recovery and shortfall insurance

- together these are added on the agreement as "Total Cash Price for Insurances"

 

- can I also claim back for these albeit that I did use the emergency recovery to jump start my car three times in 2011.

 

Do I add in the "amount of credit for insurances as well?

 

Lastly I have looked at the page in the link fosCI sheet for the spreadsheet in order to list down the telephone calls/letters etc

but there is no link there to download this sheet.

 

..could you point me in the right direction.

 

Again many thanks.

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i would include ALL the insurance as one

 

dont refer to them individually, just list as 'monthly insruance premium' when doing the sheet.

 

links added for sheets on previous msg

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Good morning...okay,

the latest update in respect of this stuff is that after sending all the papers to WFS

they write to me advising that as the FSCS is dealing with all their PPI cases that I will have to wait to hear from them with their application form

 

would it be worthwhile applying to the FSCS direct or wait for them to send me whatever documentation it is?

 

- I don't want it to be that things get duplicated.

 

Again thanks for your help.

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all welcome PPI stuff is being dealt with by the FSCS

well

welcome staff operating under their guidelines.

 

TBH if you sent off the FOS CQ + SOC + complaint/covering letter already

 

you have doe all they require.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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