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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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Peachy Loans APR - Inredible!!


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Agreed, unbelievable..

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Looking forward to the new regulators take on these interest rates:madgrin:

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Agreed, the whole pdl field is designed to

confuse and complicate short term borrowing

should be simple and transparent.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Application / Licence Details

 

 

 

Licence Number:0637962

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Cash On Go Limited07306662

 

Categories:

 

Consumer credit

 

Right To Canvass Off Trade Premises:No

 

 

Trading Name(s) (Current):

 

Cashongo Peachy.Co.Uk

 

Issued Date: 16-Aug-2010

Date Maintenance Payment Due: 15-Aug-2015

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Kristjan Novitski

 

Nature of Business:

 

Credit Agreements/loans (linked)

 

Current Address(es):

 

Address TypeAddress Correspondence12, York Gate, London, London, NW1 4QS, Uk Principal Place Of Business12, York Gate, London, London, NW1 4QS, Uk Registered Office12, York Gate, London, NW1 4QS, United Kingdom

 

Historic Address(es):

 

Address TypeAddress Correspondence1, Canada Square, Canary Wharf, London, London, E14 5DY, UK Principal Place Of Business1, Canada Square, Canary Wharf, London, London, E14 5DY, UK Registered Office29th Floor, 1, Canada Square, Canary Wharf, London, London, E14 5DY, United Kingtom

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Looking forward to the new regulators take on these interest rates:madgrin:

 

Sadly not all payday loan companies will be governed by this new regulator so I can't see it working ?

My source is ref Mail on Sunday - Sunday 29th January

Financial pages no 71

 

It's going to be interesting that's for sure,

Half a regulated payday loan industry.. does it mean the others who aren't governed then become illegal loan sharks?!

Edited by asmilecostsnothing
change of word

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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The mail has another article today on the customer profile

for PDLs.

I think until the full remit of the new regulator is known

(not newspaper speculation) we cannot tell what will

be the situation.

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Please Consider making a donation to keep this site running!

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Well the Martin Lewis site had already announced the start to, the new regulator type and I guess we only have newspaper speculation to go on as sad as that is

 

Think I'll give today's paper a miss then!

Edited by asmilecostsnothing
.

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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The remainder will probably be 'regulated' by those pap organisations that the companies themselves set up in partnership with each other, to better serve their own interests. It'll have a nice abbreviated name and will look Kosher when read quickly, but will really mean nothing. I came across one the other day on some loan site or the other which, at a glance, made you think they had some type of affiliation with the FSA, but in fact was some other non-nonsensical organisation instead. I'll have to dig that one out for you all.

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I've currently moved into that placed known as 'Payday Hell'. Lovely neighbours, :tea: shame about the Landlords though.

 

I just wanted to share this reply I received today from "Peachy Loans". It was in response to my request to cancel the agreement between ourselves for as PDL I recently took out:

 

"Dear BrownEggs

 

thank you for the email.

Please let us know the exact date when you will be able to repay the loan in full. We will then tell you the amount of interest that will be added."

 

FYI, they didn't actually refer to me as 'BrownEggs'. In case you were wondering.....

 

How Peachy is that? I was expecting death threats, or in the very least no response at all!

 

I could be jumping ahead of myself, it's early days yet. But as I say in a lot of my posts, I'll keep you updated.

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lol! so you going for the penthouse then!!

Your witt has defo made me smile for the 1st time today so cheers for that! :-)

 

Watch them with their interest won't ya, now is time to get out that agreement and go through it with a fine toothcomb

hope it works out.:thumb:

it's not the brake legs threats it is more the 'mind games' these PDL's can sometimes play!

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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