Urgent Help Please - Eviction Date 21st December *Eviction Stopped*

[Rocco17]

Congratulations, good (and sensible) result

 

I am guessing they won't change the payment date? (Admittedly the argument 'can you change the date so I can pay a bit late if necessary' probably wouldn't get very far to be fair!)

 

Did the judge say anything about their ridiculous keenness to go for eviction rather than trying to sort the problem out another way?

[BornThisWay]

Sadly Rocco, not he didn't. I tried to make the point that they went for Eviction at the drop of a hat but I suppose in fairness the Judge can't do much about that. Sadly, as I pointed out to rent a solicitor, it seems that the sub-prime lenders are desperate to get all their money back at the moment, and I guess their terms and conditions must alow them to do so.

 

I thought I would feel elated but actually I just feel sad...........sad that anyone can think it is fair to evict for arrears of £2,500 just before Christmas, sad that rent a solicitor did not even know what town I lived in, and well, just sad that the system is so geared against the 'little man'

 

It needs to change but they hold all the power I'm afaid.

 

As you say Mr Worried, being told that payments should be in full and on time is stating the blindingly obvious and gives no attention to how hard that can sometimes be!!!!

[Rocco17]

Okay, fair enough. I just wondered because in some of the threads on here we have heard of judges being quite critical of lenders, sometimes not. I guess it depends on the judge and the circumstances.

 

Things really do need to change yes, but sadly I doubt they will any time soon.

[sillygirl1]

Don't forget to put a report into the Council of Mortgage Lenders about the unfair treatment you are receiving.

 

I think all court procedures should be stopped during December unless it is for murder, these 'suspended repossessions' also need to be tightened up as many lenders are abusing them, particularly over added fees and not processing payments quickly... if the ball was on the other foot they would be the ones in trouble.

 

Have you looked to see if you are entitled to any help with council tax etc - http://www.entitledto.com is the site to check. You can work limited hours and still get help so it might be worth checking, any additional income or benefit would be a help during this difficult time.

[Ell-enn]

Good result - well done I'm surprised the judge wasn't critical of the lender though - guess it's just the judge lottery, depends who you get. The main thing is that you are still in your home. Try to put it behind you for now and enjoy Christmas.

[BornThisWay]

I think it may be as simple as the Judge being stressed because they were apparently short staffed. I shall be writing to the Council of Mortgage Lenders however to see how much jurisdiction they actually have over their members since they clearly instruct a wait of six months before repossession is even attempted.

 

And I do object to the rent a solicitor set up. If you are going to throw me out of my home Mr Cobbetts, at least have the decency to send someone to do that. There is something very tacky and insulting about one solicitor dealing with all the evictions for everyone. She was 'opposing' my case but clearly had no real idea why.

 

When I think of the money they have made out of me over the years and the casual way they are prepared to toss me out of my home 4 days before Christmas, I despair.

 

Anyway no point in whinging!! Today was a result and I am very grateful to everyone here and the judge for that!!!

[citizenB]

http://www.consumeractiongroup.co.uk/forum/showthread.php?354648-ab2012-eviction-date

 

New thread for AB2012, linked above.