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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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Dorabell
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I could call them worse than that:)

Hi

HH can i ask your advice please:)

i have an hearing next week:

i have to send my objections this week

is there any forms i have to fill in or do i just put in writing,

do i have to put copies of proof of payments and a copy of the court order as well

or do i have to take them just on the day,

also will my OH have to send objections will it make any different

your advice is most appreciated thank you:)

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Dora,

This is your OH's objection letter - short and sweet I know but I was told to keep it that way.

Send it to the court and ask him/her to sign it at the bottom.

I would be grateful if this letter could be placed before the Judge at the hearing on

I object to a charging order being placed in that I have a beneficial interest in that I jointly own this property.

When the house was purchased I solely paid the deposit and I am maintaining the mortgage payments. In the present economic climate and due to the fact there are a number of secured creditors we at the present time have negative equity.

At the same time but not in the same envelope, send a statement.

This was my objection statement. You must edit to suit (some bits you will need to take out) but bears similarities to your own. Hope it helps.

I, Hammyhound of hereby make this statement from my own knowledge and belief detailing the chronology of events and why I believe a charging order should not be placed on our property.

 1. On District Judge made an order that Judgment be entered and that at the same time the case be listed on to consider instalment payments, a copy of which I enclose marked “A”

 2. On District Judge ordered that I pay instalment payments at the rate of £ per month.

 3. I received a letter from the Claimant’s solicitors enclosing an Interim Charging Order together with their application for a charging order. District Judge made that order on . I can only assume that District Judge was unaware of any instalment order in place when making that charging order as case law states that

 Section 86(1) The County Courts Act 1984:

 ' Where the court has made an order for payment of any sum of money by instalments, execution on the order shall not be issued until after default in payment of some instalment according to the order '

 This was further considered in the case of Mercantile Credit v Ellis in The Court of Appeal 1987. It was found that the wording of the Charging Orders Act states quite clearly that no further action could be taken without a default in payment.

 4. Before the charging order application was heard on the Claimant’s representative handed to me case law which he said “this case law takes precedence over Mercantile Credit v Ellis. I was unaware of this case law Ropaigealach v Allied Irish Bank and asked District Judge for an adjournment so I could take advice.

 5. I am advised that this case bears no relevance to my own as my instalment order was made before District Judge considered the Claimant’s application.

 6. I respectfully request that the Judge considers this statement and dismisses the Claimant’s application as an instalment order was already in place before the Claimant’s application for a charging order and that I have not defaulted on any payment.

 8. I believe the contents of this statement are true.

 Dora, don't forget the heading at the top.

 You can put in a copy of your statements as an exhibit say at 3.

 I exhibit hereto copy bank statements showing that all instalment payments as per the Order dated have been made and that they are all up to date.

 Send them separately or even better take them to the court and get a receipt.

 Any questions come back.

 

HH x

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  • 2 weeks later...

Hi HH thanks for the above

this went to court last week

unfortunately i could not make it through illness:

 i have received a letter from the court today:-

it is ordered that the application for charging order is struck out and the charge created by the interim charging order is discharged

thanks once again for your help:)

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Horray, another one in the eye for SCM and they can't even claim their costs for it, even better.:D

 

Even though you didnt attend their claim for a CO was struck out - I love it.

 

Dora, I only helped a little at the end, I have followed your post from the beginning and it is all the other Caggers who helped you through this that need the thanks.

 

Ring up the Land Registry in a few weeks and ask if the restriction has been removed, if not send a letter to SCM with a copy of the court order asking them to remove it. Make sure once you get the Office Copies from the Land Registry that it is in exactly the same form before SCM made their application.

 

Never miss a payment - not even by a couple of days because as you know SCM will try anything.

 

I am so pleased for you.

 

Hopefully the site team will change it to a "Won".

 

HH

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Thanks HH :) and yes i do thank all the Caggers that have helped me:) with out there great help i would not have got through this:) and also a big thank you to Andy who i have been badgering aswell:lol: so once again all a big thank you:D

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Hi Dorabell

 

Have read your thread today & realised I am in a similar situation to you now. Having read what Andy said at #412 just makes me wonder now myself if I should accept my miscarriage of justice done to me aswell with my judgement I was served this week for a hearing next week.

 

Your information posted is giving me food for thought & wanted to say how admired I am on being so accepting of it, you are truly remarkable. I wish you well MDAW x

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Thank you so much :)

as i said with out the help off Andy:) and the other Caggers:)

i would have not come this far it has not been easy as you now a lot off worry and stress but dont let the buggers get you down fight all the way because you can only pay what you can afford:) good luck :)

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  • 2 weeks later...

Hi Dora I trust you and yours are keeping well

 

Are you all sorted out on this now?

 

Regards

 

Andy;)

We could do with some help from you.

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  • 1 year later...

hi

all i need another bit off advice please again:???:

I have just checked my credit report,

i have found the account that i had with lloyds who took this to court and won ccj in 2009:{did defend but lost}

this account has not been updated since 2008:???:

they have started to update it now:???:

it does not say ccj,

just says it was defaulted balance, current balance, and the date it was defaulted on 2008, and file updated for the period xx xx 2011

i would have thought they would put a ccj on the account:???:

i hope i have,nt confused you all lol:-)

advice would be appreciated thanks:-)

 

Bump:-)

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Any CCJ will be shown in the Public Information

Section of your CRA report, if you are sure that

a judgement was made and it is not on the files

check with Trustonline(there is a charge).

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brigadier thanks for your reply:-) its not showing up on my public information part, i have checked with trustonline guess what its not registered on there

either:???: im baffeled its to whats happening to all that money i have been paying monthly since november 2009:-x

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Silly question are you sure a CCJ was granted, it would most certainly

be on Trustonline.

Is any one chasing you for this??

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I think now the only approach is

a SAR to LloydsTSB , strange Carters

letter makes no mention of a CCJ.

Use the template letter from the CAG

library and amend it to suit, there is a

statutory fee of £10 and they have 40 days

to supply all the information they hold.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 months later...

Hi sent for all the information on the above no joy yet still got a week or so thou still up are dating information on my file does,nt correspond with what i have paid to date

very confused:???: lol

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I can't say I'm surprised at that Dora, there are many odd variations on debts on each

CRA file, so the info should give us some clear (I hope) as to what the real situation is.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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This is actually getting out of hand the number of variations on individuals

credit reports is I think going to cause some very severe headaches.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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