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Regarding faulty Default Notice & Termination


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If the debt purchaser instigates court action could you simply keep quiet regarding your faulty DN, spring it on them at the last moment backed by relevant case law and then let them issue again. At least you would be making life difficult! Or am I completely of track here! Perfectley on track - but you must state the faulty DN in your defence.

 

A quick question; if a debt has been sold, should unfair charges, PPI etc be claimed from the OC or purchaser? Would certainly counter claim for any PPI, charges etc. as this would reduce any balance claimed - and in some cases wipe it out.

 

Would initialy claim from the purchaser as they now own the account.

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I have CC account that was sold to a DCA before expiry of the DN and a letter from the OC received recently returning some charges and in that letter it states the account is closed,how can they issue another DN 2 years later when the account has been sold and in their words closed?

 

The new owners can issue their own DN. You say that the debt was sold - did you recieve a notice of assignment? May be worth starting your own thread.

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