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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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Sarah V Barclays


sarah13
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been reading a few threads and have composed an email which i will send tomorrow morning - it starts 'I would like to try and settle this matter amicably without wasting any more of the courts time.........'

lets see how it goes- have until 27th to get my bundle in

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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i'm sending email to krysta campbell - got address from contacts thread. so fingers crossed however if i get no response then i am prepared to submit my bundle and attend court- bring it on i say!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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ok emailed first thing but according to auto reply krysta is away so re emailed to emma thompson [email protected]

cc dino.papaevripides @barclays.com - watch this space

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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didn't know they've started employing oscar-winning actresses now !!! :D

 

 

must be desparate...................

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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didn't know they've started employing oscar-winning actresses now !!! :D

 

 

must be desparate...................

 

funny!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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i'm sending email to krysta campbell - got address from contacts thread. so fingers crossed however if i get no response then i am prepared to submit my bundle and attend court- bring it on i say!

 

All contacts available here:

http://www.consumeractiongroup.co.uk/forum/barclays-bank/94602-barclays-litigation-team-good.html

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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  • 2 weeks later...

no response at all from my emails. prelim hearing is 10th aug. it says i can make representations to the court 5 days before the hearing- what should i send if anything?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Hi Sarah,

 

You make a representation when you can't be there in person(sorry of you already knew that);

 

The rep is two fold, firstly to offer your apologise for you absence and to give valid reason why and secondly, to submit your request for how the claim should proceed.

 

Is this what you're looking to do?

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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See letter in my post #202 on thread http://www.consumeractiongroup.co.uk/forum/barclays-bank/92371-cardiff-directions-hearings-post-4.html

 

Also you can add to the letter something like, "in the event of the court considering an application for Stay or the same by the court's own volition, I hereby lodge my objection to the ordering of such. I enclose a Statement of Objection which I respectfully ask the court to take into consideration should this issue arise in my absence."

 

You then need to additionally enclose a copy of the Statement which can be found at http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay.html#post1046820 :)

  • Haha 1

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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:) thank you so much for that welshcakes - will get to work straight away - keep you posted

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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just to clarify- if i wish to attend then there is no need to send anything at all?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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If you're attending on the day, you need only send in (and to the Defendant) anything that the court has requested in writing and by the date specified.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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in your opinion- is it worthwhile attending or will sending the letters be as effective as this is only the prelim hearing with an estimate time of 5 mins. if it will improve my case i will go otherwise as all 3 kids are at home childcare is hard to find i will not. What do you think?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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in reflection i think i will attend

 

Heres what my 'Notice of Allocation to the small claims track' says

 

'District Judge Hamilton has ordered that a preliminary hearing should take place:- to consider whether the claim can be disposed of because the defendant has no real success at a final hearing'

 

very encouraging!!!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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As a parent I appreciate it's a balancing act.

 

Pros of Written Representation

 

No organising of private childcare & obvious costs;

Far more desirable for those of a nervous disposition who feel they will go to pieces in court and be unable to put their case coherently;

Depending on location, no parking difficulties & costs;

Your Statement of Case arguments are with the judge before hearing date and he may have time to read beforehand and give more consideration.

 

Cons of Written Representation

 

Not being able to play it by ear and address any issues that come up on the day;

Possibley miss opportunity for the judge to send parties out to try and reach a settlement on the day;

Remaining in the dark as to how and why the judge makes his Orders on the day;

If the Defendant doesn't write or turn up, you miss the opportunity to ask for automatic Strike Out of their Defence.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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dont supose you know the recent news on claiming more than 6 years as the Limitations Act 1980 is mentioned?

 

I have claimed more than 6 years, its their fault for sending me the statements!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Hi Sarah

 

I also have a claim for pre-years however this is still unknown territory and I understand that CAG will in the future be looking into it.

 

I suspect that all pre-6 yr claims will be Stayed by the courts until the outcome of the TC as it is an even more complex issue of law intepretation.

 

If you are willing to pay the court fee to file with the potential risk of losing it (but also the potential to gain refund), you should file with your county court though of course as your case relies on negation of the Limitations Act, there isn't the time scale urgency quoted for '6 yr and less' claims.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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