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    • Thank you all for the responses, to answers a few questions  - she has had the car since Jan 23 on a 5 year term.  - She is unsure what the agreement is called, but at the end she has the option to make a payment to "buy" the car - she recieves benefits for her young children alongside the ssp (normally she would be on NLW for a 16 hr a week job)  - Yes she would like to keep the car  She has not responded to the last email from them asking her to call and it'll be followed up in an email. I told her to hold off until atleast Wednesday so I can read a few posts on here and get some more information.  I will ensure she follows up with a letter, that has not been signed but instead her name written.   Thank you  
    • Thanks @lookinforinfo I'll use that. @FTMDave Yep im going to do just that and calmly enjoy the process that follows.    Whats the deal with the quote thing? Is it causing an issue for the site or just an annoyance.
    • Hello, *posting on behalf of my friend, I'll provide as much info as possible*  During a pretty low point my friend moved into a social housing property, it was in a area with no family/friend connections so she started to look for a mutual exchange. She found one, signed the paper work and thought everything was okay.  She has now decided she does not want to go through with the mutual exchange. Is she legally allowed to pull out after signing the paperwork or does she have to commit to the move? Thank you,
    • Thats perfect as long as they go to my new address its all good. thanks again for the help
    • if the debts have not been sold on but only passed to the dca's to chase, then i doubt you'll ever get a letter of claim till it is sold on. OC's dont do court because of bad publicity .  if you've updated the address, then everything goes there from whomever. dx
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MKRR chasing settled welcome finance debt


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no you dont

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

hows the welcome sar going?

 

hows the complaint to the cra people

that the account shows twice going?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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when did you send them off?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

I sent a further reminder to CRA and they have said they have a backlog and will get back to me shortly as for WFS they still refuse to communicate with me and keep referrring me to MKRR, with the exception of one lad who did say my SAR was provided to MKRR, which is the info I received.

 

Then, I received a further letter in yesterday's post (08.11.12) dated 26.10.12 as a final notice before court action. Im getting increasingly worried now because as you will see they are now talking about adding on more charges etc etc.

 

Do I reply? Obviously in writing

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get rid of that OB grahic or whatever it is .

 

in itself that is std threat-o-gram

 

lots of if, might, maybe,

 

and it also does not say 'what' action the litigation lot will take next

 

prob a few more threat-o-grams.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Do u mean the little square thingy?

 

Well it states, actually i read that it will go court etc etc, i cant take them adding on even more interest charges etc , and i defo cant take them on and get a CCJ in my name.

 

Its tearing me apart :(

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get rid of that OB grahic or whatever it is .

 

in itself that is std threat-o-gram

 

lots of if, might, maybe,

 

and it also does not say 'what' action the litigation lot will take next

 

prob a few more threat-o-grams.

 

dx

 

Im so sorry to keep going on, but do I send another account in dispute letter?

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no

 

dont play letter tennis

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what there's another dca of lower rsnking than MKRR!

 

blimey

 

i would ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...
what there's another dca of lower rsnking than MKRR!

 

blimey

 

i would ignore them

 

dx

 

Afternoon

 

Its been a while, been extremely busy at work with all these new benefit changes coming in and I have no free time at the moment :(

 

As you can see from the latest letters (keynes being the latest), I have now been threatened with Legal Action from a company called Keynes, whom I beleive to be part of the compaines on the other letters. Would anybody be able to advise me what I should do next and whether now would be the best time to try and seek some legal help if I am going to court.

 

I received the letter titled Feb first, then the one titled Latest and then finally this morning the one I called Keynes.

 

Dee

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al are willy waving letters from VERY low life dca's /fake/tame for hire solicitors

[the guy at the next desk from the last one in a diff skirt

 

NONE say WILL.

 

all are littered with IF. might instructed.intended

 

IGNORE

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 1 year later...
al are willy waving letters from VERY low life dca's /fake/tame for hire solicitors

[the guy at the next desk from the last one in a diff skirt

 

NONE say WILL.

 

all are littered with IF. might instructed.intended

 

IGNORE

 

dx

 

Good Afternoon

 

Please accept my apologies for bringing up this old tired matter again,

but further great advice would be appreciated.

 

I checked my CRA file again today

only to find that i have 2x defaults listed to MKDP LLP

whom i have been having an incredibly hard time trying to shake off.

 

They are chasing monies they say are outstanding for a HP agreement with WFS that I had going back to 2006.

 

Looking back through this thread I started,

I have continued to receive letters from the following DCA chasing this debt.

MKRR, MKDP, Raven Recoveries and now back to MKDP.

 

Please can i draw attention to a post i made on here dated 4 October 2012

where i uploaded a copy of an statement from WFS that states this matter was settled.

 

Im trying to get MKDP to remove the information, but they just keep demanding payment and court action.

 

I have been to FSA to complain who rejected my complaint,

although they did say WFS did not follow correct procedures etc but im still at my wits end with this.

 

How can they be chasing a £7k debt for a car I have paid and is only now worth £450.00.

 

The car has been sitting in my garden as im unable to sell it, as it hp check shows outstanding finance.

 

Please any further help would be much appreciated.

 

Dee

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In addition to the above, I have just literally received a further final demand this morning through my door from MKRR stating my account is with pre-legal and I have left them no option but to transfer my account to Raven Recoveries. This is soo confusing

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they are all just sitting next to each other

just blokes in diff coloured skirts.

 

they are trying to make out it is going up a chain of importance

 

whereby designed to make you panic & contact them

 

don't.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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