Jump to content


  • Tweets

  • Posts

    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Hi again all, below is another email they sent me, I just don't want to get in trouble or things to get worse with this crowd but I am taking your advice here. Anyway advice would be appreciated.   I am contacting you again after having tried to contact you both by email on 03/04/2024 and 10/04/2024, and by telephone on 10/04/2024 and 17/04/2024 to discuss the matter in relation to the regularization of the SOLIDWORKS case against xxx our company.   This is an urgent legal matter. Please contact me at your earliest convenience - +44 2921 920 296.    If we do not recieve a response before 24/04/2024, we will assume that you are not willing to settle this dispute amicably. The case will then be referred back to our client with whom, ultimately, the final decision lies on the enforcement of their intellectual property rights.    Yours sincerel y, Rhys
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

MKRR chasing settled welcome finance debt


DEE052815
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3643 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

start a new thread

 

see below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...
  • Replies 94
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

cra files dont show agreements

 

what are talking about?

 

from the history Welcome wrote the debt off against tax in 2008.

and sold it on a phishing list.

 

MKRR brought it in 2011.

 

yes

 

 

Sorry haven't posted in a whiles...

. Terrible family problems........

 

Ok so further update....

 

... I received a letter in July 2012 from MKRR (who supposedly purchased the debt from WFS)

stating they are investigating my dispute (originally disputed in 2010) and they are going to contact wf and will come back to me no later than 15 August 2012,

 

today is 26 August 2012 and yup u guessed it....

.. Nothing...

... Do I contact them and say the matter is closed????

 

Also I checked my credit file and MKRR have updated my credit report (20 aug 12) stating that I defaulted with them in 2010, is this correct..

 

. They didn't serve me any papers and surely if I would of defaulted with anyone it would have been WFS and they should of updated my credit report.

 

I'm soooooo confused

Link to post
Share on other sites

can i clarify things please:

 

this 'debt' only shows ONCE on your cra file

MKRR are just updating the old wfs entry yes?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no such thing as default satisfied.

 

it cant have both WFS & MKRR listed either.

 

can you scan up the page?

 

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

or

convert existing PC files to PDF [office has an installable print to PDF option]

.

'

BUT......

ENSURE: remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

.

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Can't scan anything at the moment unfortunately.....

... I'll try and explain better til I can.....

 

. the credit agreement with WFS shows as satisfied in 2009,

they updated this according to my file also in 2009.

WFS never registered any default with me.

 

MKRR then "bought" the debt in 2010 (no papers to confirm this, which I've requested)

and have registered a new entry on my credit file August 2012 stating the account was defaulted in 2010.

 

Hopefully will be able to scan docs up tomorrow

Link to post
Share on other sites

you cant have two OWNERS named for the same account on a cra file.

so thats not what it says.

 

either WFS own it or MKRR do. they cant both.

 

i would suspect WFS defaulted it before they sold it.

 

MKRR would then have their name against it all.

 

why can you not use a mobile phone or digi cam?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

all that shows is is 'someone'

defaulted the account in 02/01/10

 

 

and that MKDP LLP own the debt.

 

wheres the eveident about welcome had settled before.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Settled agreement 09 is the first entry om ,y credit report which showed the matter as settled, then when MKRR bought the debt in 2010 a further entry was placed on my credit file (agreement10).

 

I queried this with MKRR and they said they would investigate, see pdf letter, the timeframe has now passed for them to respond, im not sure what my next step is

Link to post
Share on other sites

can we have the full file

page 2 shows other relevent entries.at the bottom.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Without wishing to sound like a broken record - have you made a formal CCA request - which will not only give you the answers to your questions, but if they fail to respond with the correct information, you are then protected by the fact that a court can not enforce the debt untill they do.

 

I did do that... and their reply was the uploaded document titled letter

Link to post
Share on other sites

can we have all the agreement

 

and all the CRA file

 

on page no 2 the PDF in post 35

 

at the botton it shows another MKRR record.

 

we need to see ALL the entries relating to welcome/MKRR

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok so to compile things the cra file states:

 

19/04/06 HP Loan - £229*49=£11,221 settled 02/02/09 Welcome

31/10/08 Loan - Defaulted 02/01/10 £6,609 - bal £5624 20/08/12 - MKDP

23/02/09 HP Loan - £121*64=£7744 settled 05/03/10 Welcome

23/02/09 HP loan - Query 20/08/12 Bal £7410. MKDP

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

in conclusion:

 

you need to complain to the cra's

 

the last 2 entries are for the same debt

 

it should not be listed twice.

 

mkdp shout all they like that you owe money

 

they have NO AGREEMENT, no proof of payments or not.

 

ignore them you owe now to no-one.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

in conclusion:

 

you need to complain to the cra's

 

the last 2 entries are for the same debt

 

it should not be listed twice.

 

mkdp shout all they like that you owe money

 

they have NO AGREEMENT, no proof of payments or not.

 

ignore them you owe now to no-one.

 

dx

 

Hi there

 

Was having problems for a while posting replies, dont kno what happened.

 

I have put in a complaint to the CRA re the double entries, but then to top it all I receive a call from MKRR today from a patronising lady named Amanda demanding i set up a payment plan with them for the outstanding amount of £7k.

 

The advisor also went on to say that they have sent a letter out today with copies of what i requested in my SAR, the documents they were supposed to send by no later than August 2012. Then I received a further call from an advisor named Abi who states that the letter generated today is a standard automated letter demanding payment.

 

They are doing my head in..

 

Link to post
Share on other sites

STOP TALKING ON THE PHONE.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...