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    • Make sure the WS is sent 14 days before the hearing. You can e-mail the court theirs.  In the subject line put the case number, the names of the parties and "Witness Statement".  Obviously click on "Return Receipt". Send Simple Simon his by 2nd class post - all VCS are worth - and get a free Certificate of Posting from the post office.
    • The outlet is in Camden Town and was set up in 2006, a year after my husband established the business, in addition to selling at exhibitions, online, shows, events, and having licensing agreements in some places overseas.  The only thing I have stopped doing since I got ill is the physical stuff, which I’m working on. The business has not changed name or anything like that either. I’m not sure where the original contract with Camden is but the management must still have it. My husband died in Jan 2017, and until Sept 2018, I would take the stock in every week; after that I was sending it in by post. I went in now and then when possible to re-do the display but that was about it. No one had access to any files until 2020. Moved house in 2020 thought would have to pull it all, Covid had just hit as well. The person in question said he would be interested in taking over and paying the rent etc. so I said I would let him sell the pictures for nothing as long as he would ‘keep it warm’ for me.  Obviously, everywhere was closed for lockdown. During this time I was working out how to go forward.  In May 2022 I told him I couldn’t  give anything away for free anymore, and put in place the wholesale agreement.  I’ve disregarded any discrepancies from before this date. I sent over the jpgs electronically, so I’ve still got them too. He hasn’t got any original files like .psds negatives or memory cards etc, I’ve got proof of all ownership/copyright. A co-op is whereby a small number of neighbours work on a rotational basis so they each of them can have time off, that way everyone doesn’t need to be there at the same time, he had never been an employee of mine.  The only reason I allowed him to have the files in the first place as I didn’t want to lose that side of the business.  It’s a good, constant source of income. However, the rent was becoming crippling as I believed there was something fishy going on well before this as there’s so much cash dealt with there, and I couldn’t go in regularly in person, and I’m sure sales weren’t being recorded properly and cash was being pocketed. My husband was too busy to be doing any stock control properly, he wasn't really into paperwork, and the guy who was ‘helping’ me after my husband's death, was making things very difficult for me to implement a solid stock control system by refusing to co-operate on simple things like using email etc. which I thought was a smokescreen, so I severed ties with him just before I made the agreement in question. I sent about 100 images, jpg files, sent via We Transfer. I’ve got the confirmation of which files were sent with dates. I will have to go through closed bank accounts and previous tax returns to get a proper estimate.   Before I made this agreement, I was selling retail there, this is a wholesale agreement so I’ll have to do some calculations but it is definitely in the thousands.  I haven’t got his his home address, and I don't think he's got any sizeable assets. I’m also worried that he might send the files overseas and start selling them there. I know he’s not stupid enough to sell them online. He knows for sure how serious this is, but he’s been chancing it and thinks I’m stupid, if not soft and stupid. I don’t know if this would work but I am thinking that when he does contact me, I tell him we need to talk, tell him I know what he’s been up to, and strongly urge him not to order any more prints from wherever he is having them printed because it will make things much worse for him if he does. Then when I do tell him about the gravity of the situation, maybe a few days later, I think it will scare him into complying because the consequences definitely trump the few quid he thinks he is saving by getting his own printing done. Tell him an amount that I want back for lost revenue, and make it clear that if he doesn’t destroy the files and if I find out he is still doing it at any point down the line, I will seek prosecution for copyright infringement and fraud, which I will. I don’t know how I can enforce any of this without involving the courts though. I will be able to tell, though, and he will know this. And the only reason I am doing this now rather than before, is that I couldn’t prove anything until now.  It was screamingly obvious from the beginning though, as he wasn’t ordering enough from me to pay the rent, let alone make a profit. If I decided to come down like him lie a ton of bricks straight away, how would I go about a cease and desist, would I have to get one from the court? And what do I do about the stock he currently holds? It has also occurred to me that he might file for bankruptcy or similar if things get heavy, where would that leave me? I could put the feelers out for a brand-new person to take it on, obviously without giving them access to files, that is an option. But that comes with its own set of issues. Also, would there be any implications for me, if I kept quiet for now? Let him order again from me as if nothing has happened, as it will be any day and I want to get all my ducks in a row first ideally….   Thanks again
    • I’ve also just realised their online website they’ve got 12 photographs of my vehicle, including close ups of the inside?? Not sure why that’s relevant.  The time stamp on the first photo is 13:57, the PCN incident time is 14:12. 
    • I’m tempted to send a letter to the company outlining the reasons why I think their PCN is illegitimate. I guess will technically be an appeal.  Their documentation states they won’t discuss over phone, I also don’t want them to have my email address.    re signage on entrance, having looked at land registry, the whole road is private, and when you turn into the road off the highway, there is a sign on the lamppost about 20m in, again not noticeable and on the other side of the road.  I feel like I am in a difficult position with this, I understand that I may have a good chance of not having to pay, but at the same token the stress this is already causing me makes me feel like it’s not worth the £60!
    • Well done with the photo. Of course the signage is insufficient.  PPM are not interested in competent management of a car park, they are interested in catching drivers out so they can issue their PCNs. For a start, according to their trade associations' Codes of Practice, they are supposed to have signage at the entrance. Any e-mail reply from the company and whether they will/won't/can/can't get the invoice cancelled?    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Settlement letter received


Lotta Littlies
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A quick update to let you all know that one of the claims was settled last week. However I'm still waiting for them to pay up for the second claim which they agreed to settle. Sent their solicitors a letter yesterday referring to their letter agreeing to settle and asking when payment will be made.

 

They have to submit their defence for this claim by Saturday otherwise, so not sure how things stand atm.

 

Lotta

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There is no provision in law that allows a party to offer settlement with such conditions attached.

 

Accept the sum 'in settlement of the value of the claim' however, you do not accpet there terms of confidentiality and they can not demand that you have any future liability to accept there ulawful actions and further they can not demand that you forgo your right to reflief from the court.

 

If you did make another claim and they submitted this letter as evidence the Judge wouls SLAM them down for it.

 

Also, if they want a confidentiality agreement tell them the price of your silence is £1000!

The law maybe reason without passion as Aristotle said, but hey, he said nothing about having fun when getting even!

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal expereince. For legal advice you must always consult a registered and insured lawyer.

 

 

Reputation Points Always Welcome

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Hey Lotta,

I am totally inspired by your actions and subsequent rewards (of which I hope there are more). I have read and re-read your accounts of the battle with Lloyds.

Both my hubby, and now my dad are saying that I am fantasising about something that won't happen for me (i.e. getting my money back), and then I read of cases like yours and it keeps me going!

thank you!

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Nice one Lotta!!

 

I am starting to persue Lloyds in earnest now.i won before court action with Nationwide,had sent D.P.A.to Lloyds by normalunrecorded mail but have just sent Dear Penny Berryman an E-Mail with original letter attached...

We must be making their lives hell like they did to us.Charge upon charge upon charge!

 

You can smile everyday now girl we can win thanks to Bankfodder Stephen etc...and our own tenacity.

john r

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Another quick update to let you know that they still haven't paid up the second claim despite sending a letter almost two weeks ago stating they would settle. I haven't had a reply yet to my letter sent at the start of the week asking when they intend to pay either.

 

Tomorrow is the deadline for their defence. Should I still file the judgement even though they've agreed to settle? What do you think I should do now?

 

Lotta

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Write to them, and state, 'altohugh this matter may have been concluded by way of compromise, I still intent to retain my right to pursue my original claim. Therefore, in respect of the foregoing, if I do not receive your settlement sum within the next seven days I shall contiune the claim and seek judgment.

 

Yours sincerely,

The law maybe reason without passion as Aristotle said, but hey, he said nothing about having fun when getting even!

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal expereince. For legal advice you must always consult a registered and insured lawyer.

 

 

Reputation Points Always Welcome

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Another quick update to let you know that they still haven't paid up the second claim despite sending a letter almost two weeks ago stating they would settle. I haven't had a reply yet to my letter sent at the start of the week asking when they intend to pay either.

 

Tomorrow is the deadline for their defence. Should I still file the judgement even though they've agreed to settle? What do you think I should do now?

 

Lotta

Same position here, got the out of office E Mail from Martineau Johnson, etc I sent several sh**y E Mails back telling them to keep their Holiday Rota's to themselves and settle the matter in hand.

 

Allocation Questionnaire was due in by 22nd Saturday. But I signed and sent a copy accepting Offer by recorded delivery. If they renege I will apply to the court for their ruling on the mattter, or if I have lost out by not submitting the AQ, I will start the case again on different grounds using their offer of acceptance in order to forestall court action as my primary means of evidence. A letter to this effect plus Email is winging its way there as we speak. Will let you know outcome...

all ideas and information exchanged willingly, bounce the ideas around,it helps everyone at the end of the day, good luck to you all and God Bless...LoL Graham & Yvonne

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Congratulations Lotta!

 

I have read your thread with interest. It's been very helpful and inspiring. Many thanks.

 

All the best,

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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Dear Lotta

 

I am so glad that they settled your second claim.

It gives hope to all who are still hanging on in there waiting for their turn to get back what it rightfully theirs.

 

All the best don't spend it all at once

 

Kind regards

 

Krystyna x

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Amazing news, and certainly an inspiration to anyone who is thinking about claiming.

Data Protection Act Request sent 22nd April 2006 (recorded delivery) to Penny Berryman 40 days up on 1st June 2006.

 

Statements recieved 5th May 2006

Claiming back = £3913.65

 

Preliminary Letter Sent 5th May (recorded delivery) to Customer Care, Birmingham. Told me to sod off on the 9th May

 

Letter Before Action Sent 9th May (recorded delivery) to Customer Care, Birmingham. Told me to sod off on the 12th May

 

Moneyclaim filed issued 6th June (14 days to reply) Time up on 20th June.

 

Acknowledged 15th June (28 days to defence)

Time up on 13th July.

 

Defence Recieved 7th July

 

Going Before the Judge 15th September

 

Court Date 5th December

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Thanks everyone for the support. I just wanted to say that I've been a bit quiet on the forums recently (am currently taking my ex employer to a tribunal!) but I do still look in so if anyone wants to get in touch about my case or has any questions please do pm me and if I can help I'm only too happy to.

 

Lotta

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For the lloyds Bank managers that keep a tab on this site (because they do), we stand united and we will win because the law is on our side and you proved that by the evidence in this thread and many others. So make it painless for all of us and just give us back our money.

 

Well done on your win!!!!! It doesn't give us hope, just reassurance that we are right. Hope is for people who only have a slight or moderate chance of winning we have more than that because we are right.

 

God I sound militant today:-D

Lloyds TSB

15/06/06 Settled in full

British Credit Trust

08/06/06 LBA Letter Sent

First National

30/06/06 Money Claim 6QZ55487

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  • 1 month later...

Apologies, but as a few more people seem to be getting settlement letters through offering terms of cease-fire, I thought I'd bump this thread.

 

batman.jpg

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Apologies, but as a few more people seem to be getting settlement letters through offering terms of cease-fire, I thought I'd bump this thread.

 

batman.jpg

 

 

 

 

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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