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Maxie

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Maxie last won the day on April 28 2006

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About Maxie

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  1. Maxie

    My Case Today

    This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Maxie

    OFT Press Release

    This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  7. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  8. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  9. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  10. There is a good case to be made that you are having your account terminated as you are enfocing your legal rights and the bank are breeching the contract be not allowing to keep an account when you refuse to pay there unlawful charges. The best way forward would be a complaint to the banking ombudsman who can award compensation. I'd be happy to help with this.
  11. My appologies. I try hard but but have dyslexia and now and again it rushes to the surface to ruin my grammer! It because I've jsut got up, it gets better by lunch time but tends to drift off at night again when I get tired.
  12. I have heard of banks asking people to sign documents saying that they will not pursue an future claim, but this is useless! You can not get someone to waive there legal rights,espcially if the waiver is less favourable. Full and final settlement means that the offer being made is the full amount to be paid in final settlement of all part of the claim and that once it is accepted the claim will be over. The full and final settlement should be qualified. Always send a letter of acceptance back stating that 'I accept the banks offer to pay £XXXX.XX in full and final settlement of all
  13. At the end of May the Bank have to report back to the OFT with regards to the OFT guidance that such penalty charges are excessive.
  14. Thats not entirely accurate. Usually in criminal cases it is a case that the accusing party (the crown) must prove the case against the accused. However, in civil cases, there is a principle that 'he who accuses must prove'. In the case of bank charges you have to prove 1) the charges are penalties as appose to a genuine pre-estimate of loss, 2) they are unawful in some way but statute, regulation or case law and 3) by proving 1 and 2 you have suffered loss so have a right to be compensated. If you simply went to a Judge and said 'the charges are unlawful' he wouldn't ask the bank to p
  15. Hmmmm....I think thats what I said???
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