Nationwide Credit Card debt with Fredrickson Int Ltd and Bryan Carter

[dx100uk]

the OP has the sar return from nationwide

 

 

the comms log should confirm what happened and when.

 

 

dx

[BRIGADIER2JCS]

Thanks dx!!

[bohomiz]

Hi DX and Brig

 

Sorry I wasn't online yesterday.

 

BRIG:

The letter from AG is on Page 15, #293, dated 23 November. I had to type it out because I have no ink in my printer and it needs ink to scan.

 

In January 2009 I received a letter from Wescott Debt Collection Agency re NW.

I wrote back.

They replied in May 2009, about a week/ten days before I moved to my current address.

I didn't give them my new address.

 

 

Unfortunately I now longer have Wescotts letters only my replies on my computer, and I don't know who their client was either. Sorry.

You can tell I was rather green behind the ears in the early days.

 

 

The next thing that happens is I receive a letter from Fredricksons in June 2010 and that is when I stupidly telephoned them,

was threatened to pay,

and when I started to pay £20 per month from June 2010 to October 2011 when I heard about CAG.

 

 

Unfortunately I don't have all correspondence from Fredricksons, the first letter I have is dated 30 November 2011.

I received a letter before that date but a friend I had at the time tore it up into little pieces before it was opened,

and it became an 'impossipuzzle' and I had no choice but to just throw it away.

I also don't have the first letter from June 2010 either.

 

 

However, on their letters they state that Arrow Global is their client, if that helps.

 

 

However, I have kept all letters received from Rotterdales, commencing April 2012 to September 2013.

 

Does this information help at all?

If you require anything else don't hesitate to ask. I can take photos of letters and post them up if that will help.

 

Thanks again.

 

BM.

 

P.S. Companies like these don't like people like me who fight them do they? . I've always fought the system. I'm trying to help my brother out at the moment. Shipping clerk. 12 hour shifts. Not allowed to have any breaks, not even 'personal' breaks. Something wrong there.

[BRIGADIER2JCS]

Thanks BM will look at it later today.

[dx100uk]

go thru the sar from nationwide

the comms log should detail their sale date

 

 

look for charge off or sell off mentioned

 

 

dx

[bohomiz]

go thru the sar from nationwide

the comms log should detail their sale date

 

 

look for charge off or sell off mentioned

 

 

dx

 

Hi DX

 

After reading through said paperwork I have come across the following in date order:

 

26 Mar 2007: Issued to Freds. 1st placement bal £1622.42

 

21 Oct 2008: Issued to Moorcroft. 1st placement bal £1622.42. I never received any letters from Moorcroft.

 

5 Jan 2009: Issued to Wescott. Bal £1622.42.

I did receive a letter from Wescott in Jan 09.

I replied and they wrote back in May 09 just before I moved to my present location.

I did reply to their May 2009 letter.

 

5 Jan 2009: Issued to Wescott. Bal £1622.42. (Written twice on form so I've included also).

 

2 Dec 2009: Account returned from Wescott. 2nd placement sent for debt sale.

 

7 Dec 2009: Moved to prime debt queue as prepared for debt sale.

 

7 Dec 2009: Account prepared for prime debt sale.

 

19 May 2010: Closed Status. From account not closed to sold ac to a CAIS member..

This must be when Fredricksons took over because I received a letter from them in June 2010.

 

Is this information you were requiring?

If it is I hope it makes sense.

If you need anything else please do not hesitate to ask.

 

With thanks.

 

BM.

[dx100uk]

well that clarifies it then.

 

 

we we're wrong or I was...

 

 

you started to pay freds after it was sold

but appear not to have had any notice of assignment from whomever brought it.

 

 

so the payments wont? show on nw statements.

 

 

but still naughty they hid them till you waved your arms around.

 

 

dx

[bohomiz]

well that clarifies it then.

 

 

we we're wrong or I was...

 

 

you started to pay freds after it was sold

but appear not to have had any notice of assignment from whomever brought it.

 

 

so the payments wont? show on nw statements.

 

 

but still naughty they hid them till you waved your arms around.

 

 

dx

 

 

Hi DX

 

I should have said at the time, but in regards to 26 Mar 2007 with Fredrickons I did not receive any letters from them. The first debt letter I received in regards to this matter was in Jan 2009 from Wescott.

 

In regards to the Notice of Assignment (NOA), the recent letter from AG states I received one of those but I never have. The only way I found out who had purchased the debt was from letters from Fredrickson's 2 years ago and when you (or Brig) asked me who their client was. That's when the digging and delving started on this matter.

 

I only started paying towards the debt in June 2010 after receiving a letter from Fredrickson's and stupidly telephoning them about it. Never before.

 

And I always wave my arms around in situations like this. It's the only time I ever get noticed .

 

With thanks.

 

BM.

[dx100uk]

i dont think this is over mind

 

it smells.

 

dx

[bohomiz]

i dont think this is over mind

 

it smells.

 

dx

 

Like a decomposing corpse.

[goodatresearch]

Any up dates on this?