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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Halifax credit card. mrs p


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I've just been checking Mrs P's statements and she has a few £12 late fees, should she be claiming these back?

 

 

Yes, without a doubt what gives them the right to charge £12, ignore bobs post.

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Yes ignore my message... Like I said was she Late/Overlimit with the payments? If so there is a fee occured that is part of the credit card terms and conditions agreement both in the condoitions and the consumer credit directive where fees and any other late/ missing payment is occured.

The thing about sites like this is everyone is an expert of nothing. that's my reply sorry if people don't like it

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as i've said on the other halifax thread you are post duplicate rubbish on

 

you REALLY need to read the OFT guidelines ......we have!!!

 

and so have the 100'000's of people that have reclaimed

and also all the major card providers...

 

thats why they refund when challenged........

 

p'haps they need to employ you...

 

or are you already there...............

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as i've said on the other halifax thread you are post duplicate rubbish on

 

you REALLY need to read the OFT guidelines ......we have!!!

 

and so have the 100'000's of people that have reclaimed

and also all the major card providers...

 

thats why they refund when challenged........

 

p'haps they need to employ you...

 

or are you already there...............

 

dx

 

charming if banks aka businesses refund their charges when challenged what's the point of this forum?? Anyway help someone and get personal attacks back..

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It's not really a personal attack bob, it's more increduality at your staunch support of a charge the banks adamantly refuse to justify, because they can't.

 

How can you support a private business that has practically brought the whole world to it's knees but continues to reap the rewards and fill their wallets.

 

If the banks decide to make an annual charge for services, will you be happy with that even if you have run your account permanently in the black. I don't think so, and it certainly won't reduce these silly charges they are making.

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  • dx100uk changed the title to Halifax credit card. mrs p
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