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    • We’ve all ignored and I know people who’ve been back for years longer and always ignored and nothing has ever come of it 
    • I received several letters from J&P which were just ignored, but now I've received the same paploc Eve appears to have. As it stands, I'm looking to complete & reply as per the oft-referenced thread #5. After reading a few comments about ignoring and nothing progressing from J&P side, I'm intrigued whether they were just general 'please contact us type letters' or letters of claim/paplocs?  I realise for some it's a personal decision or based on advice, but given advice on here is not to ignore paplocs, what was the reasoning to ignore? 
    • Afternoon All. I have today received a court order requiring me to send them more details before 16:00 on 8 July. A copy of the order is attached, but the relevant paras seem to be: 2 Send all of the documents that are relevant to your case to the court at the above address, also send them to the other side. Both parties must do this. These documents should be placed in date order and should be numbered in the bottom right hand corner. You should include the following documents if available: •       A copy of the contract/agreement •       Relevant correspondence, including text messages and emails  Photographs Before 4pm 08 July 2024 3 Send to the court and send to the other party your own witness statement and also witness statements from anyone who can give relevant evidence about your case. Both parties must do this. A witness statement must •       have the court case number at the top •       start with the witness’ name and address •       it must contain numbered paragraphs and should be typed and double spaced. If not typed, it must be written clearly in block capitals or printed. •       finish with the words “I believe the facts set out above to be true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth”, the date of the statement and the person’s signature. The original statement must be sent to the court and copies must be sent to the other side. Before 4pm 08 July 2024 I'm a little confused by para 7 in the order : Because this order has been made by a Legal Adviser without a hearing, you have the right to request that the decision of the Legal Adviser be reconsidered by a District Judge. Any request must be sent to the court to arrive by 4PM 12 June 2024. The request may be made in your online account, by email or on paper. The request must include an explanation of why the reconsideration is sought. Is this normal? Do I have to do anything with this by 12 June? As ever, many thanks    527MC352-claim-direction-order (anonymised).pdf
    • might be your close I’ll check or maybe they stopped giving notice if an adovcate is going to attend because they dont want a reapeat of last time
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Help please


jules1977
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Hi can anybody helpme with a question?

 

I have just found out that my parents(in thier wisdom) have wrote to a company on my behalf (even though I did not know) and offered them a token monthly payment. Does this mean that they have now or can this be classed as me acknowleding the debt?

 

ty

 

J

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I will need to dig out the relevant paperwork. If it is older than 6 years can they still say that I have accepted the debt, even though my parents wrote to them not me?

 

Thank you for your quick responses

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I will need to dig out the relevant paperwork. If it is older than 6 years can they still say that I have accepted the debt, even though my parents wrote to them not me?

 

Thank you for your quick responses

 

If it is older than 6 years, then it will be stat. barred.... the payment from your parents will have had no bearing on that. Once an account is stat. barred, then it remains stat. barred... Basically, that means that no-one can collect on it anymore.

 

If you can find out and post back, we'll take it from there.... :-)

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Thank you, Iam going to check with my dad, as he was the one that wrote to them. He offered them £5 per month but Im not sure if they even took him up on the offer. I will get back to you asap.

 

thanks again

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Hi Just found out that they did not accpept the offer from my parents, infact they declined it. I have not paid anything for at least 6yrs.

 

Ok.... I've just thought.... was this (decined) offer made over the 'phone or in writing?

 

It doesn't make any difference to it's stat. barred status.... but if the offer was made over the 'phone, wait until they write to you and then send the stat. barred letter in the template library by rec. delivery. If the offer was made in writing and then declined, I'll find the stat. barred letter for you to send now.

 

Sorry... just re-read.... it was in writing. I'll find the letter and post back in a bit.

 

:-)

Edited by PriorityOne
re-read posts...
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It was sent in writing to them. Is it true that MBNA have gone bust??

 

Ok..... here it is:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?20758-Creditors-and-DCAs-Letter-Templates-amp-Budget-Planner&p=162366&viewfull=1#post162366

 

Head the letter up with "I do not acknowledge any debt to your compnay"..... adapt it to your needs where necessary.... and send by rec. delivery. Make sure you keep the receipt.

 

I've not heard of MBNA going bust... no. Which company is chasing payment on this by the way?

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Hi do you think that I should make them work a bit more by providing all statement of accounts and payments first? That was I will definatley no 100% that it it older than the 6 years??

 

It's for them to prove it's not stat. barred anyway.... not for you to prove it is. if they have any evidence that it's not stat. barred, then they'll send it to you, or we can submit a different kind of request.

 

No worries for now.... send the stat. barred letter above by rec. delivery and see what happens next. Do not have any dealings with them over the 'phone though. If they ring, just hang up or say "in writing only" and hang up.... 'coz people in this dirty little industry will say all sorts of cr*p to make you pay up but they're not so quick to put in writing.

 

:-)

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  • 1 month later...

Hi Iam needing two things if anybody can help me?

 

Firstly Iam needing a no access letter for unwanted door step visits and secondly i need to know if anybody has an e-mail address for Iqor debt colectors. These muppets have taken over an alleged debt because wescott couldn't deal with me!!!!

 

ty

 

Julie

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Jules, have moved your post from the CPUTR thread ..

 

You can find draft letters in the CAGlibrary which is linked at the top of the screen. I am unable to help with the email address for IQor.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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