Jump to content


K+co Cat, PPI REclaim - success thro CEO Letter **WON**


Glassart
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3319 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 255
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Please do not post the forums templates on threads.

 

We only have one CCA request in our Library ...yes that's the correct one section 78

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

CCA "section 78" posted today 1st Class royal mail recorded signed for tracking

Added "I do not acknowledge any debt to your company."

 

PO sent blank and crossed, I added on the back:

 

'for statutory consumer crediticon Act agreement copy £1 Fee ONLY'

not to be used as any payment against any alleged debt.

 

Regards

Link to post
Share on other sites

  • 2 weeks later...

Hi

 

Lowell say they have requested a copy of the credit agreement from the orignal lender and will let me know if they do not hear from them in time.

 

What are the implications of this to me if anything?.

 

Regards

Link to post
Share on other sites

  • 2 weeks later...

Hi,

Got a letter from lowell last week saying they have been in touch with shop direct regarding the CCA

 

 

also saying shop direct have to let lowell know if they are trying to retrieve the agreement

and if they can't obtain a copy they will write to inform me.

 

Also saying once I have seen the agreement they will ask me to pay the outstanding balance in full.

 

CCA was delivered to Lowell and the 12 days is up today by my calculations.

 

Regards

Link to post
Share on other sites

12+2 working days

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi

 

12+2 Days are up today no credit agreement from lowell.

What are the implications of this to me if anything could they still take me to court over this catalogue debt.

 

Also puzzling me is I have been getting phone calls from 1st Credit "I did not awnser them" as apparently they also buy debts off other people.

 

Not sure whats going on.

 

 

Regards

Link to post
Share on other sites

not without an enforceable agreement

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

is this on your credit file?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

use noddle its free see beloe

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Lowell cant have defaulted the debt

it would have been the OC before the sale

 

 

so in the summary top part what Is the defaulted date

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 4 weeks later...

Reply from Lowell

 

Dear Mr xxx

 

Your credit agreement

We refer to your request for a copy of the original credit agreement for this account.

 

After liaising with Shop Direct in an effort to obtain this document we have been advised that it is no longer available due to the time since the account was opened with you.

 

We are closing your account

at this time we have closed our file and will not make any further contact with you concerning payments against this account unless the copy of the agreement is received at some point in the future from Shop Direct.

 

if you have any questions

please contact us via phone.

Link to post
Share on other sites

yea another fleecer batted away.

 

 

well done everyone.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I just assume that there was DX .. ...otherwise why is this thread in this forum ?

 

......apparently there isn't a claim...thread moved to the correct forum

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

I think that was poss to do with the OP looking to go down the court route

when the FOS rejected his PPI claim.

 

 

latterly the OP wrote to the CEO of shop direct

and Shop Direct coughed 50% of the PPI due.

 

 

I'm gonna amend the title to a success on PPI

and put it in the Mail Order Forum.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...