fernpest v RBS

[walterdickson]

Hello all

Its been several weeks this I took my small claims summons to the Sheriff court. As I am in Scotland I could only claim £750. I received a court hearing date which comes with a 'Return Date' ie the date the Bank, the defender, have to respond with their intentions. I then received an offer from the bank, independent of court dealings, which fell way below my calculations of penalties charged therefore I rejected outright.

RBS have since failed to respond to the court request by the 'Return Date' and I have now lodged with the court, the 'Minute', ie an order to make them pay up via the baliffs if necessary. This apparently takes 2 weeks.

At this moment it looks like I've won and will keep you informed.

I feel exhausted as it has been a long and stressful haul especially when you receive the court hearing date. The £750 is only a small part of my total penalties so I asked the Sheriff Court if I could now put in multiple claims for the remainder. This would amount to a further 3, each with its separate court fee.

I have been advised to go ahead but may be best to lodge each summons with a week or so between them.

Hope this gives some encouragement. Hold your nerve.

[DaringDon]

thnaks mate!

 

Good luck

[fernpest]

Good luck to you and just follow the system. The spread sheets are all excellent and the steps detail are easy to follow.

[bandonbhoy]

congratulations. hang in there. did you claim interest as it appears that others in england are doing? and in the spreadsheet, that calcualates interest at 8%. then there does appear to be a compound interest calculation which then gets addedd on. i must admit like others i am mystified by what interest claims one can make.

again many congrats

[fernpest]

Cheers and yes I am claiming interest as the spreadsheets calculate. In my decree, that is the 'minute' you submit, after RBOS failed to respond to my summons, I had noted all the interest and expenses but when I filed it at the sheriff court I was told not to worry, the sheriff court would calculate everything owed. I will keep you informed.