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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Blemain ppi


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so get reclaiming

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 8 months later...
  • 8 months later...

reclaim the lot

 

PPI

buildings

Penalty charges

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I think you will find Blemain will not send you the underwriting sheet with the SAR. I was in a similar situation and had to make a court application. The sent me the sheet one day before the hearing. I am presently in litigation with Blemain over non return of PPI and I know I will win the case.

 

If you want to contact me in private I can be of some help to you.

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  • 3 months later...
Blemain have finally answered and we have their final response. It's not their fault, it's the fault of Click4freedom, even though the PPI was added to the loan amount and we are still paying the loan. They do make me laugh. Oh well, onwards and upwards.

 

Could you please scan their letter and post it

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  • 2 months later...
I think you will find Blemain will not send you the underwriting sheet with the SAR. I was in a similar situation and had to make a court application. The sent me the sheet one day before the hearing. I am presently in litigation with Blemain over non return of PPI and I know I will win the case.

 

If you want to contact me in private I can be of some help to you.

 

 

FOS has just replied by email and NOT even mentioned the PPI. Ridiculous.

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Page 1

to:

Mr P

your complaint about Blemain Finance Limited – proposed settlement

Following our involvement, Blemain Finance Limited has now told me that it is willing

to make the following offer in full and final settlement of your complaint.

It has offered to refund a further £190 in arrears charges, in addition to the £77 it has

already removed and the £30 previously offered. I think that’s reasonable.

what happens next

· Please complete the enclosed form by 20 February 2014 – showing whether or

not you would like to accept the offer in full and final settlement of your

complaint.

for more information

· If you are unsure about anything, please contact us on 020 7093 5624

quoting your name and case number xxxxxxxxxxxx

signed:

date:

xxxx xxxxxx

adjudicator at the Financial Ombudsman Service

Page 2

case number xxxxxxxxxxxx

your complaint about Blemain Finance Limited

This section of the form is for the adjudicator at the Financial Ombudsman Service

to complete where appropriate – adding comments or referring to documents of

particular relevance to the case.

adjudicator’s notes

Looking at the account since 6 April 2007 (when Blemain was first covered by our

service) I can see there were a number of missed and late payments. That will have

caused extra work for Blemain and it’s allowed to make a charge for that work. Blemain

has agreed to refund the charges applied in those months when you made the monthly

payment (August, September and December 2007, March 2008, and March and April

2009). I think that’s fair – it’s quite a lot of the charges overall.

As I’ve explained in my other letter, I don’t think we can look at your complaint about

the buildings insurance. However, Blemain has told me that from 1 February 2014 its

insurer no longer requires Blemain’s interest to be noted on the buildings insurance. If

you can send me your current insurance schedule, showing the insurer, the address of

the insured property, and the start and end dates, Blemain will refund the premium

charged on 1 February 2014.

I understand that Blemain provided the information required for the subject access

request and apologised that it took longer than 40 days to do so.

how we decide complaints

• We are completely independent – and we make up our mind based on the facts of

each individual case. When we have looked at a complaint and weighed up all the

facts, we may decide either that the business you are complaining about acted

wrongly and you have lost out as a result – or that it has done nothing wrong and

it treated you fairly.

• If you do not accept the offer that the business you are complaining about

has made you, you can ask us for a review. This could mean that the offer may

lapse and may not be available to you again. A review can involve – at the last

stage – a final decision by one of our ombudsmen. To ask for a review of your case,

please use the form enclosed.

for more information about how the Financial Ombudsman Service works

• Please see our consumer factsheet “how we deal with your case” – available

from the publications section of our website at http://www.financial-ombudsman.org.uk/

(or phone us for a copy on 0300 123 9 123).

We can help if you need information in a different format (eg Braille or large print)

or in a different language. Just let us know (phone 0300 123 9 123).

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