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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Hutchison 3G Default Removal


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Hi

 

Has anyone had any experience or joy in getting a default removed from their credit file that's there thanks to these idiots?

 

I had a contract phone with 3 and paid it every month without fail for the entire period I owned the phone but in the last month or so, especially when I made it clear I wasn't going to renew a contract with them, I started getting strange things occur on my account. My bill was paid automatically by DD but the final bill was never submitted to the bank. I work away a lot and as a result I wasn't seeing my mail, when I returned home I found 2 bills claiming that I owed them £39 but there was no default notice. I paid it immediately and thought nothing of it until recently.

 

I'm trying to get a new car for work and I kept getting turned down so I got a report from CheckMyFile.com and there, bold as you like, a default notice claiming that I defaulted my account but then marked satisfied.

 

My contract was paid without a problem for the entire duration until the final month when I'm fairly sure someone was being deliberately awkward.

 

As I said earlier, I have never received a default notice from them only two bills and it was paid promptly..so I don't see why I'm defaulted in this instance.

 

Do I have a case to get this removed? It's going to play havok with my car finance and probably stop me getting a business bank account that I was plannign to open next month.

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You will have to get on to the CRA's who have the default

displayed,requesting the removal of the entry, they will contact

the creditor for you and all they can do is ask if can be removed.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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  • 1 month later...

Big Muzz - Did you get anywhere with this as i find myself in the exact situation as yours with hutchinson 3g. i had the same for the sum of £97 where i had completed my payments and i recieved a default at the end of the contract? these people are hard to communicate with on the phone, although i have spoken to experian who has informed me to contact the citizens advice bureau because as we did not receive a default notice and was allowed time pay as set out in the consumer credit act 1974 the default is nul and void.

 

As you and i was never issued a notice in the first place gives an inaccurate view of how, i certainly, conduct my finances as if this was brought to my attention i would most certainly paid the amount in full, it seems sadly that this company hands these out willy nilly without following the correct procedures as set out in the act.

 

Anyways the facts

 

I have already spoken to experian who has informed me that the only way to get it removed is by the company who issued it, experian also informed me that hutchinson 3g are regulated by the consumer credit act 1974 and have to issue a default notice as set out, therefore it is as of your right to request a copy of this default notice as proof that they issued you with it, regardless of whether you actually recieved it. if you contact them by letter they are legally bound to reply within 28days of the letter to inform you that they are dealing with your request. There is a website which deals with this however i cannot post links as of yet or advertise other websites.

 

Good Luck

 

Ben

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The only way you will get this removed

is by contacting the original creditor

stating the reasons you want it removed

all else is a waste of time..

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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unfortunately I wouldn't hold your breath. They are buggars for this. I now let my contracts lapse well past the 18-month/24-month period into monthly payments (so no contract) and then negotiate upgrades or leave as then there is no contract to default on. I have 4 btw (me plus 3 kids).

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