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    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
    • Well yes, ... and the tax dodgers ... Trump May Owe $100 Million From Double-Dip Tax Breaks, Audit Shows A previously unknown focus of an I.R.S. audit is a dubious accounting maneuver that effectively meant taking the same write-offs twice on a Chicago skyscraper. nytimes.com WWW.NYTIMES.COM  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

muggins73 v NatWest ***WON***


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Sounds good doesn't it, but the grass is always greener an' all that.

What my partner and I would do to own our own house...maybe when I get round to more claims...:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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It can be a double edged sword muggins. We have got our own house and mortgage, and as we bought a long time ago for the first time, a lot of equity. You also get all the maintenance, and if you hit hard times you still have to pay the mortgage and don't get help with it. I applied for a Council Tax rebate a few years back, and had we been renting, the rent would have been taken into account and we might have got the rent paid too. The mortgage was not even considered and so we had far too much income (apparently) to be able to get anything.

 

Don't get me wrong, I'm glad we have it, but as you say, the grass is always greener. lol

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hi, just starting the long road that you have travelled down. i have just been charged £276 in 6 days by nat west by starting off overdrawn by £5.70ish. this is not the first time this has happened. im scared by the whole procedure and feel comforted by reading your postings. im going to CAB on fri as well. wish me luck

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Hi nkerrit,

I wish you all the luck in the world.

You are taking two very positive steps to sorting out your finances.

Yes, the procedure as a whole, its exceptionally daunting at first, but before you know it you'll be advising others who are starting out on their journey just as I am now taking the time to advise you.

Make sure you read the FAQs and step-by-step instructions so you are absolutely crystal clear on what you are getting yourself in to.

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Start up your own thread (if you haven't already done so) ie. nkerrit v Natwest, so that you can be found easily if you run in to any problems (however, silly they may seem) This is a self-help forum, but there are 100s of fellow comrades who have a vast amount of experience and are itching to help you:)

The CAB will help to consolidate your finances into one managable amount per month. It is a very good move especially if your court claim goes belly-up, which the likelihood of doing so is 1,000,000,000:1;)

Follow the procedures, stick to your timetable and do not doubt your abilities. Above all else, remember it is your money you are asking to be returned. Keep this in mind and you'll get through.

Good luck and keep us posted.

  • Haha 1

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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im ashamed to say lass that there is as to date no foot wedged firmly up my prosterior, to say im a little lazy would be both insulting but ultimately true lol :razz:

as for £800+ a month rent?!!!! :-o i nearly fainted when i saw that!!!

up here its £525 for a large 3bed detatched!!!

shocking!:-o :-o :-o

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Looks like I'll be moving the family in with you then:)

 

As for the foot issue, mine is on hand, just let me know!!!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Ah, Muggs, I don't even want to tell you how much mortgage we pay (bloody Chelsea). You might just tell me to move and you'd be right.:(

Nobody can live in London and not have a mortage. Or can anyone prove me wrong?

But we have two flats and have been remortgaging for years and it's worked okay as houseprices have been going up and up. Anyway, neither husband nor I have been working for a year and a half so we have to sell one of our flats. Good bye pension.

Can I pick your brain again? About your £200 something, did you talk to them on the phone or send them another spreadie?:idea:

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Below is a simular letter to the one I sent NatWest, and they have until tommorrow to respond. Failure to do so means I jump right back on the court proceedingshorse and begin the whole process again:rolleyes:

 

I have today received a cheque from RBS Group Litigation Department in the sum of £xxxx in settlement of my claim for recovery of unlawful bank charges.

 

This settlement does not address the issue of charges added to my account since the commencement of my claim, a total of £xxxxx

 

Clearly it would be senseless to resort to further litigation to recover this amount, although I am prepared to do so if necessary. In order to avoid such action, I require reimbursement of the aforementioned sum within 7 days of the date of this letter. If the full amount is not credited to my account within that time I will issue further proceedings against you.

I look forward to receiving your response before xxxxxxxx.

 

Haven't heard of any one else actually going after Natwest with regards to additional charges, so I have no idea what to expect. however, it is not about the money, it is principle this time 9and the fact that they've managed to once again seriously P****d me off!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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This will make you guys laugh, it did me after I'd got over the crying stage.

 

Natwests' cheque finally cleared yesterday. So I transferred a total of £3,500 between the three accounts finally making us debt free:D

 

Went to Abbey National armed with the remaining amount of £500.00 which I intended to put £400 into the joint account and leave £100 to go to Tescos. Found out that Abbey have clocked up a wopping £220 worth of charges in 3 days:eek:, so you can imagine how I felt, cant you:mad:

I arranged to see one of their customer advisors whom on seeing, first hand, how desperately annoyed I was, got the go ahead from their manager to reduce these charges by half. That was after telling me that I was only 4 days out of the comfort zone. By this, I mean that as I only opened the account with them back in October (as I was about to commence court proceedings against Natwest), they do not charge you for the first 6 months. Well, I could have killed, good job they decided to jump ship and go and see the manager, that's all I can say.

The moral of this story is...they are as bad as eachother and it's far too early for me to pick on them....yet!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Oh, dear - they don't know what a hornet's nest they've stirred up, do they??

 

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Oh, dear - they don't know what a hornet's nest they've stirred up, do they??

 

W

 

Obviously not:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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That is outrageous!!!!! grrr let me at 'em!!!!!! :mad: :mad: :mad:

 

Banks just get worse!!!! man im angry lol

 

Muggs me darling sort them out!

 

and me for that matter, still aint got round to starting my claim....:oops:

 

My dear shiney,

 

Take this as a swift kick in the gonads....get on with it man!!!!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Thanks cerstin for that vote of confidence;)

Well Natwest had until this morning to reply to my request to refund the additional charges they've imposed on my account since my claim started (and was settled) so I have sent them a final lifeline in the form of an LBA (recorded delivery no less!!!). Mr Higley now has 14 days to respond and it's back to court we go......oh, happy days:p

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Sometimes, I find extreme is the only way!!!!!!

 

Um, clever as well as golden, hey:p

Yep, that'd be right. I'm getting on abit now, even found a white strand on me head:eek: I have scared you off now, you being a youngster an' all?!!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Scare me off?? pah!!! your only 34 for crying out loud!!!

 

Besides theres an old saying....your only as young as the bloke you feel ;)

 

My gal likes that saying seein as shes 5years older than myself....:D

 

Older women rock. simple.

 

Don't flatter an ageing lady, you'll make me blush:lol:

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Again, i am completely dumbfounded by Natwest' sheer incompetence. This should help to put several of you current claimants worried about taking these dimwits to court:)

 

My lady at the CAB has sent a copy of a letter she recently received from the Customer Care Team, Birmingham Collections Centre in response to her letter dated 23-Jan requesting that the interest and unauthorised borrowing charges be stopped whilst I try to pay off the outstanding debt.

 

'Charges and interest will continue to accrue in accordance with our published tariff until the accounts are in the hands of our Credit Management Services dept, when charges will cease. At present, we are unable to continue with the necessary process to transfer the accounts the CMS because of a pending court cazse regarding bank charges.

 

When the mater has been resolved, we will continue our processess appropriately....'

 

I goes to show that they simply do not talk to eachother or indeed look at a screen within the 'universal' system they all use, now do they:rolleyes:

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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HI, Muggins, you stripling!

 

I was leading student demos the year you were born - so I may very well be THE person your parents sounded off about! All that fresh air and exercise - an excellent investment in future good health, IMHO.

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Ah my dear Westy.

You'll never be old in my books. More.....'matured' like your favourite cheese is...full flavoured and down right expensive!!!!:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Ah my dear Westy.

You'll never be old in my books. More.....'matured' like your favourite cheese is...full flavoured and down right expensive!!!!:D

 

Why is it people compare me with cheese? Always cheese?

 

Why not wine?

 

Even fuller flavoured, much more expensive and won't smell of old socks unless it's clearly gone off!!!

 

Adios

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Why is it people compare me with cheese? Always cheese?

 

Why not wine?

 

Even fuller flavoured, much more expensive and won't smell of old socks unless it's clearly gone off!!!

 

Adios

 

All in good time, my friend, all in good time:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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