Gizmo v Spml *WITHDRAWN*

[GraemeC]

Very interesting Les, the estopple defence sounds like complete tosh and an indication of how desperate they are getting!

 

How they can they try and demonstrate they've acted fairly without disclosing their costs in realtion to the ERC?? You've asked for this breakdown on numerous occations before going to court and they are havent provided it!

 

As for the solicitors costs, T&C's - what are they trying to prove? We know what the T&C's were and are not disputing that we agreed to them... Solicitors costs are nowt to do with us.....yawn

 

Good luck, I'm sure you'll win!

[Les Gunn]

Thanks GraemeC,

 

I did reply to them by email thanking them and looking forward to seeing a rep of SGH at court.

 

They'd better wrap up, our northern frosts can freeze your assets!

 

[gizmo111]

Defence received today - basically same as Les - Guess it must be waiting time now.

[gizmo111]

Allocated to small claims - Hearing 26 April - 60 minutes.

[zootscoot]

Good news on the small claims allocation!

 

and plenty of time to prepare. Did you send the draft direction order? If not it may be worth getting something sorted now.

 

Best of luck

 

Zoot

[gizmo111]

12/02 Phone call from SCM enquiring if I would be preapred to settle - I said 50% of ERC, the £82 interest and costs would be acceptable - solicitor agreed that this was reasonable and she would pass on to her client. Great I think, something salvaged.

15/02 - Letter received they will not pay ERC, am I aware of cases being lost, and being struck out - they will be making application next week to strike out ERC part of claim and will be after me for costs under indemnity clause on mortgage and unreasonableness. They will however pay the £80, no mention of costs.

[joanneclaire]

Hi Gizmo,

 

we too have had a letter from SGH solicitors re our claim againt spml.

 

they are offering me £102 in full and final settlement of claim. (claim for £400)

[gizmo111]

Hi Gizmo,

 

we too have had a letter from SGH solicitors re our claim againt spml.

 

they are offering me £102 in full and final settlement of claim. (claim for £400)

 

Hi jo,

 

what does that amount cover and was it just charges you reclaimed?

[joanneclaire]

Hi,

I claimed for charges relating to unpaid DD, and also part interest they charged me when I closed the account. (they charged full months interest even though the account was paid off on 16th month)

 

we didnt have any ERC,s

[gizmo111]

and also part interest they charged me when I closed the account. (they charged full months interest even though the account was paid off on 16th month)

 

 

They have offered to repay me that bit of my claim - is this what they have offered you?

[joanneclaire]

no, not quite, this was for £162

[Les Gunn]

Giz,

 

I think at this stage it was the right thing to withdraw.

You're in my thoughts....

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