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    • Followed up with letter which is no surprise as I’m easy to find via electoral roll. Letter says we have been asked to recover from you on behalf f our client in Middle East x amount. if you believe you are not liable please contact us - yeah right! If you wish to make payment here are our client bank details which look genuine and relate directly to a Dubai bank. ” if you don’t engage our client may take further action” etc blah blah blah. its the same type phrases used by CWD/IDRWW/IDR etc…..   I ignored the email, blocked the text number and will wait to see if I receive any formal action via Mail but seems like the same tactic I’ve seen for 10 years plus and I’ve ignored all. just for people’s info
    • Hi. I expect the experts will be along later to advise you. In the meantime, I've amended your thread title to show the car park name and location. HB
    • i can instruct my gof to sit, but if it does is an entirely diff matter. WL are acting here as a DCA and are not the OWNER of the debt, lowells are, so jog on WL... until very very recent we've never seen lowells raise a scottish claim Lowell/Shoes SPC Claim Forfar Sheriff Court - Old Newday Credit Card. - Scotland Financial Legal Issues - Consumer Action Group  
    • Visiting scotland I came across a car park at The Falls of Shin operated by Civil Enforcement Limited. The car park requires visitors to pay using the awful Phone and Pay app or over the phone using an eqully terrible automated service. Their signs state a time limit of 10 minutes after arriving to pay, and both methods require needlessly lengthy registration process only for payment to be rejected when attempting to pay by both. The Cafe were able to offer us some assistance and register our vehicle so hopefully we sould avoid a fine but this seems like entrapment and would still stop us returning again. How is this legal without giving visitors the option to pay on site?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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BT unlawfully? charging me...


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Yes, I agree. I changed my name in 2005, and no payments were ever made under my new name. Although I can't be sure, and have no way of finding out, exactly when I made the last payment, I know it was before I changed my name. So if I wait until the end of 2011, then I know for certain it's SB. So I'll ignore them for now, and if they haven't given up by the end of Jan 2012, I'll write to them.

Statute Barred by the sound of it, 2005 till now no payments would suggest so. I see B.Boo

has responded to you on the subject, so just wait and see what happens for now?

:mad2::-x:jaw::sad:
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A cursory inspection of your credit record (like Experian etc) will show what outstanding on your file and might also have your change of name.

 

Once you have that information you can tell them to get lost with letter in the library..... http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred

Andrew

 

Escaped the DCA nightmare, now helping others start businesses

www.ukleakdetection.co.uk

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  • 1 month later...

A friend of mine once said he would never trust a company with the word "British" in the name. British Gas, British Telecom and so on. I completely agree, I have yet to find one that isn't conning and ripping customers off.

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A friend of mine once said he would never trust a company with the word "British" in the name. British Gas, British Telecom and so on. I completely agree, I have yet to find one that isn't conning and ripping customers off.

 

Completely agree. BT are still demanding money from me for call charges, despite the fact that my call charges are all paid as part of my ISP package to Virgin! The problem is that you never deal with anyone with an actual brain, capable of a little independent thought: as far as they can see, it's there on their computer, and so it MUST be right! I've told them to stick their bill where the sun doesn't shine, and I'll see them in court, where I'll happily wave my Virgin contract:)

 

As for BG, I once had an issue with them over a final bill, from a property that had no gas central heating, and an electric immersion heater: the only gas was for the oven. As a single male at the time, I did very little cooking, and each quarter's bill was no more than £15.00. Yet, they somehow managed to demand a final bill, for two weeks worth of gas, of over £300... it took months to get that sorted (happily in the end, I might add), and that was only by writing to the Chairman himself...

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Completely agree. BT are still demanding money from me for call charges, despite the fact that my call charges are all paid as part of my ISP package to Virgin! The problem is that you never deal with anyone with an actual brain, capable of a little independent thought: as far as they can see, it's there on their computer, and so it MUST be right! I've told them to stick their bill where the sun doesn't shine, and I'll see them in court, where I'll happily wave my Virgin contract:)

Write back and make a point of informing them:

The court case must be at a location within a reasonable traveling distance from your home.

They must write, informing you of the time and date of the court case.

Unless you do this, they will go to their own location and it will be heard with no opportunity for you to appear to make your case.

 

As for BG, I once had an issue with them over a final bill, from a property that had no gas central heating, and an electric immersion heater: the only gas was for the oven. As a single male at the time, I did very little cooking, and each quarter's bill was no more than £15.00. Yet, they somehow managed to demand a final bill, for two weeks worth of gas, of over £300... it took months to get that sorted (happily in the end, I might add), and that was only by writing to the Chairman himself...

Same here. I lived in a 1 bed flat and only a cooker running on gas. I used very little gas as a result but kept getting letters with an attached leaflet virtually accusing me of stealing gas. I eventually got very abrupt with them on the phone, surprisingly I managed to avoid the four letter words though :) and received a written apology.

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Write back and make a point of informing them:

The court case must be at a location within a reasonable traveling distance from your home.

They must write, informing you of the time and date of the court case.

Unless you do this, they will go to their own location and it will be heard with no opportunity for you to appear to make your case.

 

Good advice, thanks, but I doubt it will actually go as far as court. I'm assuming that someone with slightly higher intelligence than the trained monkeys who write/call will look at the issue before making a decision that will cost them a lot of money. Pity, as I'd actually LOVE them to take me to court: I have a signed contract with Virgin that just trumps anything they can say or do: they're in the wrong, and they would lose the case, and it would cost them a great deal of money, even more if I press for compensation for harassment, expenses etc. So eventually, I expect this will just gradually die away (and in fact, I haven't heard anything, no letters, no calls from DCA's, for about 4 weeks now, so I think somebody there has maybe already realised they're in the wrong...)

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Write back and make a point of informing them:

The court case must be at a location within a reasonable traveling distance from your home.

They must write, informing you of the time and date of the court case.

Unless you do this, they will go to their own location and it will be heard with no opportunity for you to appear to make your case.

 

Good advice, thanks, but I doubt it will actually go as far as court. I'm assuming that someone with slightly higher intelligence than the trained monkeys who write/call will look at the issue before making a decision that will cost them a lot of money. Pity, as I'd actually LOVE them to take me to court: I have a signed contract with Virgin that just trumps anything they can say or do: they're in the wrong, and they would lose the case, and it would cost them a great deal of money, even more if I press for compensation for harassment, expenses etc. So eventually, I expect this will just gradually die away (and in fact, I haven't heard anything, no letters, no calls from DCA's, for about 4 weeks now, so I think somebody there has maybe already realised they're in the wrong...)

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  • dx100uk changed the title to How to get debt collectors off your back...a scary historic urban myth from 2007!!
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