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Fredrick Internationa/Arrowl chasing old MBNA card debt. that I am not sure is owed??


colin0908
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Hi,

 

I would like some help in dealing with the following correctly.

 

I was sent a letter from Fredrickson International saying that I owed monies. I did not know what this was about so asked for more information. I did not here any more untill contacted by Arrow Global with a letter of assignment. I asked for a SAR and received a copy of a credit agreement dated 12/03/05 from MBNACredit Card. I am still know more aware of the debt? What should I do know?? I am also not sure why I have the letter from Arrow but have been asked to reply the Fredrickson?

 

Your advise and vies would be appreciated.

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check your cra file first before doing anything.

so you never had a card from mbna?

its statute barred anyhow if you've made no payments since that date .

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for your response.

 

Yes I must of had a card as they returned a copy of the credit agreement dated 12/03/05, I certinaly do not ever remeber using it? What is a CRA? Who do I sent any request to, as the letters say Arrow Global own the apparent debt, but I also get letters from Fredrickson? What should I do next??

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CRA = Credit Reference Agency.

 

If you have not made payment or an admission of the debt for a clear six year period (five in Scotland) it will be Statute Barred & they cannot take any enforcement action against you. If it is SB'd send Fred this; http://www.consumeractiongroup.co.uk/forum/content.php?420-Letter-to-use-if-a-DCA-still-try-to-collect-after-Statute-Barred

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