Scouserlad V Lloyds TSB credit Card

[Scouserlad]

Hi

 

I sent a cca request to Lloyd's tsb credit card, today i got what looks like a template letter from them along with a copy of "Lloyds TSB Asset, Gold and Platinum Credit Card Terms and Conditions" but nothing else.

 

Any advice ?

[jdes26]

Needs to be origional

write back and say it doesn't comply with s77/78

of the cca

[Scouserlad]

isnt there a template for that ?

[Scouserlad]

Hi

 

Please view this reply that arrived today.

 

[rhos123]

hi, that letter from the robbers at the lloyds tsb confirms that they can not provide you with an original cca agreement, this means no court papers , however they will pee all over your credit report, and can and will set the dca merry go round in motion.

[rhos123]

once you get letters from the collections dept, in hove, post them up and i will tell you how to deal with them. DO NOT CONTACT VIA TELEPHONE.

[Scouserlad]

hey

 

this account has already been to credit security once and been recalled, They have added a default to the credit file.

[rhos123]

hey

 

this account has already been to credit security once and been recalled, They have added a default to the credit file.

 

like i said the magic dca roundabout, round and round it goes, lloyds may pass it to moorcrap dca or the idiots at wescot dca, both of which can easilybe tamed

[Scouserlad]

is it possible to get the credit file updated as if they do not hold a "credit agreement" were is there permission to add data to the file ?

[rhos123]

is it possible to get the credit file updated as if they do not hold a "credit agreement" were is there permission to add data to the file ?

 

i think it is possible but very difficult to do, you could try a letter of complaint to the cra about incorrect info on yourcredit report

[Scouserlad]

can anybody give me some advice on the process on doing this and if possible provide a template.