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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Barclays Finance ***WON*** Charges being refunded


SAINTDP
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Hi All :-):-)

 

I hope you can help me.

I am in a bit of financial bother at the min and am looking to try and pay off all my debts. I have got some money to pay off some debts and today I have been calculating what I should pay.

 

Anyway, I bought a Sofa from SCS back in Feb 08 that is being finance by Barclays. I have been paying £27 per month since on 0% and today phoned for a statement to see how much was outstanding.

 

I was shocked to find that a balance of £558 was still to be paid. I asked what this was for as my 3 years payment was nearly finished and they have told me its to do with charges ref to returned DD's and Letter being sent out!! Me and my partner have been struggling in the past couple of years as she has been made redundant twice and have recently had a baby.

 

I asked if they could wave some of the charges as I am looking to pay off the balance in full but the most they could offer was £45.

 

Were do I stand with possibly getting these charges refunded?

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Hi SaintDP,

 

Can you confirm the exact Barclays product used to finance the purchase.

 

Don't accept their offer to refund £45, or any other amount, at this stage.

 

It sounds like a Fixed Sum Loan, in which case, any Penalty Charges added to the a/c for late payments, missed pay'ts or returned DD's can be reclaimed in full. You can also claim compound interest on the penalty charges if any interest has been charged.

 

You need details (amount and date) of every charge added to the a/c and, if you don't have statements showing this, you must get them by sending an SAR to the bank or finance Company.

 

This template letter should do but adapt it to reflect your individual case as necessary - http://www.consumeractiongroup.co.uk/forum/content.php?552-Data-Protection

 

8-)

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As far as I know its a Fixed sum loan as you said.

 

I requested a statement when I spoke to them, not sure if it will show all the charges but will wait and see what they send. If it doesnt Ill sent the letter you said.

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Hi Saint,

 

I'd give them 7 days from when they said they'd send out a/c statements.

 

If no response by then, use the SAR.

 

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Yep, send off the SAR to get your statements.

 

No point in wasting any more time waiting for them.

 

8)

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  • 4 weeks later...

Barclays have 40 days to respond to a SAR, so there's still a while to go.

 

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  • 3 weeks later...

If the cheque has been cashed, I'd give them a few extra days.

 

If it hasn't, send them a reminder letter enclosing a copy of the original.

 

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Update. The cheque cleared on Wed (Typical) so I though cool will get my statements in a couple of days.

 

This Saturday I get a letter saying unfortunatly we can not action your request as NO cheque was enclosed!!! WTF!!!

 

I am now thinking of getting a copy of the banked cheque from my bank to send to them, any other suggestions?? Or is this just delay tactics?

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No, it's not delaying tactics...............just a bit rubbish with their admin !!

 

Maybe the cheque and the letter were separated, hence the delay in the cheque being cashed.

 

Write confirming your cheque was cashed by them on xxdate and you want your SAR response asap.

 

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  • 3 months later...

UPDATE: I have let this matter get away from me, so i decided to send a letter on the 5th July giving them 14 days to provided the information I requested in the SAR letter.

 

The deadline for this is tommorrow. What is the next step as I am still yet to recieve anything??

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Adapt and send this - http://www.consumeractiongroup.co.uk/forum/content.php?593-Data-Protection-Act-Non-Compliance-Template-Letters

 

It's in the Library along with many other useful letters and links.

 

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  • 2 weeks later...

Either ignore Mercers as they're pretty harmless, or send them a brief letter saying Barclays are in default of your SAR request so the a/c is in clear dispute and they must cease all collection activity.

 

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  • 4 weeks later...

Just a brief suggestion as I don't want to hijack SaintDP's thread..........

 

Don't let the bank dictate the timescale by which they'll respond.

 

Four weeks is way too long so, if they haven't responded to your complaint or request within 14 days, follow up with your next step.

 

:roll:

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