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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Hi. As the title suggests, I have a letter from triton regarding a combined debt

from an overdraft and a loan I had with RBS.

 

 

This is my largest debt which I obviously cannot pay.

 

 

I'm not sure what to do with this because a cca request doesn't seem appropriate.

 

 

Thanks for reading. Paul.

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Did you agree for and sign the new Agreement combining these debts? If not, then you can indeed still send a CCA request as this will cover the loan, however, if you want to you could also send the 'prove it' letter, because you do not recognise this 'new' account. It is their mistake and it is one of the opinions on here that means they have terminated both debts, leaving neither one legally enforceable as there is no Agreement.

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Thanks HS, I'm thinking about sending the 'prove it' letter and see how it goes. I think they will be able to prove it quite easily though. If/when they do prove it, is it still ok for me to request the cca?

edit-No I didn't sign anything for these two debts to be combined.

 

Hi. No cca arrived so I sent the dispute letter. Now moorcroft have sent me a letter. 'It is a legal requirement to send a notice of intended litigation before legal proceedings are issued. We believe that this letter fulfils this requirement even if it is not actually read by you'. :???: It then goes on to say what terrible things will happen if I don't pay up. I think maybe triton have passed this on asap before I put the account into dispute.

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Hi. No cca arrived so I sent the dispute letter. Now moorcroft have sent me a letter. 'It is a legal requirement to send a notice of intended litigation before legal proceedings are issued. W believe that this letter fulfils this requirement even if it is not actually read by you'. :???: It then goes on to say what terrible things will happen if I don't pay up. I think maybe triton have passed this on asap before I put the account into dispute.

 

Hi paul

Maybe the letters have crossed but that's not really your problem, throw the bemused letter at Moorcroft and let the stew

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency

 

Good luck

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Hi. No cca arrived so I sent the dispute letter. Now moorcroft have sent me a letter. 'It is a legal requirement to send a notice of intended litigation before legal proceedings are issued. We believe that this letter fulfils this requirement even if it is not actually read by you'. :???: It then goes on to say what terrible things will happen if I don't pay up. I think maybe triton have passed this on asap before I put the account into dispute.

 

Well, that’s rubbish. It’s not a legal requirement to send an LBA – but you would not please a judge if you failed to do so.

 

Just proves that you are dealing with an alien life form. Or a village idiots’ convention.

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Thanks. The letter will be on it's way today. Does it matter if it's a legal requirement since they don't care if I have read it or not? 'We believe that this letter fulfils this requirement even if it is not actually read by you'. That is the most stupid thing I've read from a dca yet.

 

I don't think there is any point in sending the bemused letter now. I received my cca from rbs this morning and it is valid. Everything is correct and signed. :frown: Should I offer moorcroft a monthly payment? They already included their details with their letter so I can set up a standing order.

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Hi. Moorcroft must be certain of getting their money because they appear to have splashed out on some new stationary. I got a lovely letter from them today in a beautiful yellow envelope. They are using a new font too! Unfortunatly it's the same old threats. If I don't contact them by the 19th they will assume I am avoiding the debt and may recommend to RBS to start legal action. They have sent a valid cca so can anyone help me put a letter together to offer them £10 a month? I reckon 10 quid was about the amount that was coming off the credit card after the charges were applied. Thanks.

 

I forgot to add, Is it possible to claim back charges in a case like this. Many thanks. Paul

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  • 3 weeks later...
Well, that’s rubbish. It’s not a legal requirement to send an LBA – but you would not please a judge if you failed to do so.

 

Just proves that you are dealing with an alien life form. Or a village idiots’ convention.

 

Please do not impugn honest village idiots by likening them to Moorcrap. :madgrin:

Edited by ArtisanUK
preposition change
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I forgot to add, Is it possible to claim back charges in a case like this. Many thanks. Paul

 

yes + int at THEIR rate##

 

go get 'em

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, I've heard nothing for a few weeks until today. Wescot are now on the scene demanding the full amount. Should I send the 'prove it' letter to them?

 

I wrote to moorcr@p offering £10 per month. Todays post (drum roll) ... 'As we have not received any communication from you with regards to your account, we feel that you may not be in a position to meet our requests to clear the amount in full...) etc. They go on to say they are willing to accept £120 per month and they will save me the wrath of the gods, and rbs solicitors. The letter was sent in that lovely 'lemon' yellow envolope again. I'm just going to go ahead and set up the standing order for £10 and see what happens.

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  • 2 weeks later...

Yes and yes :) on the grounds I send everything recorded

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

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  • 3 weeks later...

Well, I went ahead and set up a standing order for just £5 per month and they wrote to me today saying that they are willing to accept £5 per month for the next 550 months. I'll be in a care home by then! Oh well, you cant put brains where there never was any! I'm considering this debt as dealt with so thank you to all who gave advice. :-)

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Thanks Elsa, I was thinking the same thing. This will be my first sar request so it will be interesting to say the least. I really wouldn't like to guess how much I'll be able to claim back. Is the interest I can claim just the amount that has built up on the charges or the total interest?

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Thank you. I don't think there will be a huge amount to claim back then. Also, there was no ppi on this account. But what little I can claim back would offset the balance, so it would also knock a considerable amount of time off the 550 months!

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