Nikkiandmidgets V Halifax

[nikkiandmidgets]

Hiya, think I have managed to put all my details in the templates for my SARS - was hoping to do more but my oldest is still up but am hopeful she will go down in the next 15 mins as she is really tired. Not sure about the addresses as there are so many to choose from for each organisation but have addressed the Halifax ones to Sarah Briggs in Trinity Road. Hopefully this is correct! Once Amber is asleep I will find some envelopes and get them addressed, ready to take to the post office for my £10 postal orders and recorded delivery tomorrow. Am sending one for my halifax acct and one for my mums so hopefully the process will not be too bumpy!

 

Am also sending SAR's tomorrow for 1 closed BOS acct, 1 open BOS joint acct, 1 closed BOS mortgage acct, 2 x Capital One credit cards and 1 x CITI Credit card. Still got Littlewoods catalogue, flexible and credit card, 2 closed Citi Loans, 1 closed Black horse Loan, Closed Macadam Finance\welcome Finance loans, Closed Egg Credit cards x 2, 1 current egg loan, 1 BOS Preference acct (Passed to Blair, Oliver and Scott), my mums old Capital One CC, Citi CC, and Old Mortgage. Think my sisters are away to dig out old acct numbers\loan agreement numbers for me too and hubby may ask me too (Most likely getting divorced) so should be an expert on all this stuff by time I am finished.

 

Anyway, not sure I fancy going to court much so am crossing my fingers I wont have to as I cant speak in front of people and that the kids give me enough time to keep on top of everything. Was going to send these off last week but they have already delayed things by a few days as has taken me ages to read up on everything and still so much to read and so many different opinions. And have fallen even further behind on the housework!

 

Finally quick questions, should I send proof of id in with the SAR's(Will need to find a photocopier and not sure if this village has one as printer ink isnt cheap!)? Does Halifax ask for it? If they do, is it included in the 40 days or does it all start again from the day they received the proof of id?

 

think thats all for now.

[gazza1968]

Hi, looks like you'll be busy. Don't include id they may request that later. If they do it doesn't mean they get an extention to the 40 days. Just stick to the timetable for the SAR,prelim and LBA. Your in the driving seat not them. Good luck.

 

Gaz

 

Prelim letter sent 08/ 08/06 for £663 ( Halifax )

letter from Halifax rec 09/08/06 std reply

LBA sent 23/08/06

MCOL 08/09/06

S.A.R - (Subject Access Request) form sent 11/08/06 yorkshire bank

Rec letter asking for certified id

S.A.R - (Subject Access Request) form sent 11/08/06 capital one

S.A.R - (Subject Access Request) form sent 11/08/06 halifax ( chq cashed 17/08/06 )

S.A.R - (Subject Access Request) form sent 12/08/06 Barclays

letter from Barclays rec 17/08/09

S.A.R - (Subject Access Request) form sent again 18/08/06 Barclays

Rec statements from Barclays 19/08 prelim sent for £650 23/08/06

LBA sent to Barclays 07/09/06

S.A.R - (Subject Access Request) form sent BBBSC 21/08/06 ( ERC )

S.A.R - (Subject Access Request) form sent Halifax 21/08/06 ( ERC )( chq cashed 24/08/06 )

S.A.R - (Subject Access Request) form sent Paragon 25/08/06

[nikkiandmidgets]

No word from Halifax re statements, hopefully I will get them soon as am not doing any more claims to other companies till I get past the SAR stage with all these as trying to minimise any confusion or possibility of missed dates cos I am dealing with too many at once!

[nigel1804]

Be careful not to take on too much,think of this .....if they went to court could you deal with them all?they most probably won't.but it could become confusing,when all the info starts coming in at once.regards Nigel.

[nigel1804]

Be careful not to take on too much,think of this .....if they went to court could you deal with them all?they most probably won't.but it could become confusing,when all the info starts coming in at once.regards Nigel.

[nikkiandmidgets]

I know its nowhere near the 40 days but have received nothing from Halifax yet so decided to email them via their website asking if they could acknowledge receipt. of my SAR. I did send it recorded delivery but the post office never gave me barcodes or whatever so I could track them and I was distracted with the kids getting grumpy in the pram!

 

Anyway I got this reply from their helpdesk within 30 mins of sending it -

 

Thank you for your e-mail of 22nd September 2006.

 

I am not familiar with the term 'SAR', please can you confirm what this

refers to and the address where your request was sent.

 

I look forward to hearing from you.

 

Regards

 

 

 

 

 

Joanne Scobie

Online HelpDesk

 

I emailed them back explaining what it is, what I requested and the address I sent it to. Also mentioned that I had heard others in the Consumer Action Group had received acknowledgements and as I hadnt just wanted to check that it was being processed. Not sure whether mentioning this group will slow down or speed up my application but couldnt resist mentioning it - after all I want them to know I WILL go all the way on this, and that I have a strong backing through this site!

 

Will let you know what they say!

[nikkiandmidgets]

Got reply back from Halifax last week saying they had received my letter on 15th (seems a long time but I know mail can be slow from Scotland) and that it will be processed within 40 days allowed by DPA.

[bearo]

Hi there make sure to keep that email as proof that they have received it, a week before their deadlin is due to end just either a phonecall or a letter to remind them might be an idea!! I am sure they havent forgotton you, just that they are probably snowed under right now ha ha!!!

[nikkiandmidgets]

Still not received them - will chase up if not received by the end of this week!

[nikkiandmidgets]

Emailed Nicola Inett yesterday to chase this up as 40 days was up yesterday and then received a letter today dated 24th from them saying that statements will arrive under separate cover, they are under no obligation ro record manual intervention so cannot assist further on that front so time to get the hilighter at the ready I think!