Help please, (PDE)

[Be Unique]

Hey people, New here.

 

Been scouring the forums for a few weeks and finally decided to swallow my pride and start a thread,

Late last year i stupidly took out a PDL with Payday Express, I was employed at the time and shortly after i lost my job and home, i had too move back home with my parents and well basically i never said anything to them about the loan as i was afraid i would be evicted and left homeless.. (they would do this too me..)

 

So i basically hid and ignored all the letters and calls, Today i recieved a final notice claiming i had 10 days to sort the agreement. and well basically im Sh*t scared.

 

Amount owed: Original 250 + 165 interest.

 

Help?

 

Thanks.

 

 

note: posted in general debt help, remade here.

[Be Unique]

Well update on the situation, after looking through some posts on here i think i'll be comftable to ignore the 10 day notice and let it default, then contact the Dept recov team and organize a payment plan.

[Be Unique]

Still looking for advice.

[themadcap]

Have you tried to come to any agreement to pay it back, I personally found these people very helpful when I needed a solution, but to ignore everything will only make things worse. try discussing the possibility of reducing the interest to the equivalent of 1 month rollover.

These are a delight compared to WONGA!