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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Car Finance Help


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Guest Carcraft Customer Service Manager

Hi All

 

I have emailed JamieKrux privately to help him with the cancellation of the guarantee, but in relation to the other matter we will have to wait until we receive this into head office so we can look into it a little further.

 

Many Thanks

Linzi

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Finally sorted out the guarantee, and now another problem arises.

They seem to have misplaced the spare key to my car, or potentially mailed it away, with no record of where it has gone.

They have said they will try and sort out a replacement if it cannot be found but I am not happy with the idea of a stranger having an envelope with my address and car key inside if it has been mailed. The man I spoke to was sure it had been posted, and told me it could have accidently been sent by regular post instead of recorded delivery.

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Guest Carcraft Customer Service Manager

Hi Jamie

 

Please can you tell me who you have spoken to?

 

I can chase this up for you.

 

Thanks

Linzi

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Guest Carcraft Customer Service Manager

Hi Jamie

 

Thanks for that, I am looking into this for you.

 

Linzi

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Guest Carcraft Customer Service Manager

Hi Jamie

 

I have spoken to Ian who has confirmed that the Finance department did post this out to you last week (date unconfirmed) If you have not received this by the end of the week, or at the latest Monday 31st January, Please let me know and we can discuss getting you a replacement.

My sincerest apologies for the inconvenience.

 

Many thanks

Linzi

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Under the new consumer credit directive you have a 14 day cooling off period for the finace but this does not include the the car,that is a seperate entity with carcraft

 

CAN SOME ONE PLEASE EXPLAIN TO ME THESE SO CALLED NEW REGS WITH A LINK PLEASE

 

AS A RULE, IF THE VEHICLE IS PURCHASED WITH FINANCE ON TRADE PREMISES, THEN THERE IS NO COOLING OFF OR CANCELATION RIGHTS,

 

WELL THERE IS IF YOU CANCELL BEFORE THE UNDERWRITERS SIGN IT OFF, 48 HOURS MAX AFTER SIGNING

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http://www.berr.gov.uk/Policies/consumer-issues/consumer-credit-and-debt/consumer-credit-regulation/ec-consumer-credit-directive

 

Some finance companies implemented this in november.

we use Black horse and they started then.

official start date is feb 1st

4. Right of withdrawal – (Chapter 11)


  1. The borrower can withdraw from an agreement within 14 days following conclusion of the agreement or (if later) once the borrower has received a copy of the executed agreement or notification of the credit limit on a credit card. The borrower must repay the credit and must also pay interest for each day the credit was drawn down.

 

 

Under the new consumer credit directive you have a 14 day cooling off period for the finace but this does not include the the car,that is a seperate entity with carcraft

 

CAN SOME ONE PLEASE EXPLAIN TO ME THESE SO CALLED NEW REGS WITH A LINK PLEASE

 

AS A RULE, IF THE VEHICLE IS PURCHASED WITH FINANCE ON TRADE PREMISES, THEN THERE IS NO COOLING OFF OR CANCELATION RIGHTS,

 

WELL THERE IS IF YOU CANCELL BEFORE THE UNDERWRITERS SIGN IT OFF, 48 HOURS MAX AFTER SIGNING

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  • 5 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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