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    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
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    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though. A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees. https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Ready to Claim - a couple of questions


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I've gone through all our statements of which we have 90% and have calculated how much I can claim both at the interest rate charged by the cards and at the statutory 8%. But I've just got a couple of questions.

 

a) Some of the debts on the cards are now with Debt Collection Agencies - do I claim off the agency or the original card provider. On some there are Notice of Assignment on others I think the DCA are managing it for the card issuer. One was a Goldfish card which is now with a DCA when I tried to SAR Goldfish I got a letter from BC saying that they could not find any record of my account, I do have a Notice of Assignment for this one. So do I just claim this off the DCA

 

b) Do I tell them how much I'm claiming in total or do I let them work it out ? If I add the interest they charged me on the card the amount is scary !

 

c) The Mrs had a Next Directory account - has anyone had any success with reclaiming PPI.

 

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ideally you should not claim the 8% stat on CC a/c's until/if you file court papers

however no harm in trying!

 

you claims all go to the OC.

 

as for the one from BC, if they have no record of your A/C then stop paying te DCA! they can do nowt without a valid CCA....have you cca'ed them?

 

yes include your spread sheets, shows you know what you ar talking about.

 

next as with all catalogue co's will claim they are not responsible for it, but they are!!

 

go get 'em!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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In all cases its the OC who remains responsible-even after an account is assigned.

As Dx says,section 69 interest is best left until later,however no harm in indicating that you will be looking to ask for it should it go to Court.

In most settlements without the need for Court action,its usual for the 8% to be given anyway.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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always the oc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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