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HSBC V Burke


ekkypoo1
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  • 2 weeks later...

it will have been 14 days on the 18th so I would send it. that way u r nearer to claiming in court and getting your money back when u come home :)

Kaz :)

 

 

HSBC

claiming £2749 (£3400 with court cost & 8%)

mcol acknowledge 25/09/06

DG requested breakdown 5/10/06

Breakdown sent to DG 12/10/06

 

Yes Car Credit/Direct Auto Finance

CCA request sent 18/10/06

 

Whilst my aim is to be helpful, its reasonable to assume I am not a professional and am (dare I say) not always right. Seek professional help if in doubt

:-D

 

:lol: If i have intentionally or accidently said something of relevance or use to you, please click the scales:lol:

 

"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain". - Robert Frost

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  • 2 weeks later...
  • 2 weeks later...

Posted lba by recorded delivery on 2/10 with another £60 of charges added. This was received 3/10. However received a letter from HSBC dated 2/10 on 4/10 giving the usual derisory offer of £2000, which I will reject as my claim is for £3464. Should I reply to this letter or wait until 17/10 which is 14 days after my lba letter was received. They have given me 10 days to accept the offer of £2000. A little guidance would be greatly appreciated.

 

Cheers

 

Andy

 

PS I'm going after Capital One, Barclaycard and Co-Op next!!

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Hi

 

I am going to send the rejection letter, the one that accepts the offer but states that it is only in part settlement, and that i will do the mcol on 17/10 which is 14 days from receipt of the lba I sent. Is this the correct thing to do?

 

Thanks in advance.

 

Andy

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  • 3 weeks later...

Well I have heard nothing since rejecting their offer or since sending the lba, so here goes with moneyclaim. I have read the forums and have the template and interest calculator but any other tips would be greatly appreciated.

 

All the best

 

Andy

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ooh good luck. I only sent my LBA today but im still well excited!

25th spetember - Sent off S.A.R - (Subject Access Request)

10th October - Received all statements

11th October - Calculated all charges

Drafted prelim letter

Did spreadsheets

16th October - Sent prelim letter to Ian Shepherd

17th October - Letter delivered. 14 days starts today!

31st October - LBA sent first class recorded!

2nd November - Confirmation LBA received

18th November - Filed my MCOL for £1278. Bosh!

20th November - MCOL acknowledged

24th November - Acknowledgement of service

24th November - Received offer of £900. Rejected

30th November - Received offer of £1023. Rejected

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  • 3 weeks later...

13/11 Received letter from DG Solicitors requesting charges breakdown.

13/11 Sent breakdown of charges

14/11 DG received breakdown of charges

16/11 Received letter from DG......I've WON. They will settle in full!!!!

 

Just need to know abaout the "confidentiality" clause. Do I need to sign it? Will it prejudice any payment or the amount of time it will take for them to pay me?

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