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Beanie v Halifax ***SETTLED IN FULL***


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Daily postie update: Nowt today... grrr....

 

At this rate I will be taking the morning off and rugby tackling the postie on his way up the path.... on second thoughts.. he might enjoy that!

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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My claim was acknowledged on the 19th, so I'm also getting a little anxious - keeping lookout for the postman, checking my account online every hour etc. LOL.

 

Halifax seem to have slowed down a bit lately when it comes to settling. Typical! They are still paying out though, it seems. Any day now hopefully - for all of us.

Halifax (current a/c)- £3705.00

04/09/06 - S.A.R - (Subject Access Request) sent - lost by P.O.

20/09/06 - Prelim letter sent (special delivery)

30/09/06 - Reply to Prelim; Received statements

04/10/06 - LBA sent (special delivery)

14/10/06 - Offer received - £962 (err..no)

17/10/06 - MCOL issued: £3705 + £777.11 interest

19/10/06 - Moneyclaim acknowledged w/intent to defend

28/10/06 - SETTLED IN FULL!!

To be continued: Capital One(charges); Citi/Associates(charges); GMAC(ERC); GEMoney(charges); TMG(charges)

 

 

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Anyone got any news today?

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Pah... not even acknowledged yet... but then not officially served till this coming Saturday. I'm just a little 'anxious'...

Who gives you Xtra? :confused:

 

=========================================

HALIFAX PLC

 

PAID IN FULL - £1799.20 31/10/06

 

Round 2 - Prelim sent 29/06/07

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YYYYYYEEEEEESSSSSSSS! Get in there, have some of that.

 

So excited my heads just gone bang....over the moon....

 

Money in the bank....ALL RIGHTY THEN!!! :) :)

Halifax Statements requested 21/7/06

Prelim letter to halifax recorded delivery 8/9/06 :eek:

Halifax received 11/9/06

LBA 26/09/06

Default letter & S10 to GE Capital Bank Ltd 8/9/06 :eek:

Reminder and LBA 9/10/06

GE received 12/9/06

 

Default letter & S10 to Capital Bank Plc 12/9/06

Acknowledge 15/9/06

 

Default letter & S10 to O2 (Uk) Ltd 12/9/06

Acknowledge 25/9/06

 

I may not be in full control yet but enjoying the battle to get control!

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Well done Wicket... me jealous... never.. grrr

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Keep going - your about 5 days behind me in terms of date acknowledged. Not had a letter yet - just the all important cash in the bank - I'm so happy I could fly!

 

Was really really anxious - yours will come - definately - keep checking bank account

Halifax Statements requested 21/7/06

Prelim letter to halifax recorded delivery 8/9/06 :eek:

Halifax received 11/9/06

LBA 26/09/06

Default letter & S10 to GE Capital Bank Ltd 8/9/06 :eek:

Reminder and LBA 9/10/06

GE received 12/9/06

 

Default letter & S10 to Capital Bank Plc 12/9/06

Acknowledge 15/9/06

 

Default letter & S10 to O2 (Uk) Ltd 12/9/06

Acknowledge 25/9/06

 

I may not be in full control yet but enjoying the battle to get control!

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Oh my god - just got home, there is a letter from the Halifax......:o :o

 

Boyfriend home in about 1/2 hour.... why is there a law in this damn country against opening peoples mail!??! :x:rolleyes::mad:

 

If it is just a statement someone dies. :lol:

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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OK - someone dies. Bl**dy statements!

 

Back to waiting then :(

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Oops - double posted.

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Wooooooooooooooo hooooooooooooooooooooooooooooo!!!

 

I have never been so pleased to see a standard letter!

 

This morning we got the... we know we can win... no admission of liability.... have it all back letter :grin:

 

Charges £1997

Interest 401.51

Fees £120

 

Total £2518.51 :) :)

 

Now just need to wait for it to arrive in the account and I can write to the court, send a donation and fill in the survey.

 

Can someone move me to the settled forum please, please, pretty please?

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Hi Folks,

Never sure where to post or how to track previous ones :o.

Just sent my L B A but in the mean time had a reply to my rejection letter for half my charges as a G O G W. For some reason my bank thinks I have claimed for the past 6yrs ( must be a standard letter ) because this claim is my first and only for the past 19 months as I had statements for these dates........still waiting for the others to come back. So it seems my next step is a court claim after the 14 days are up? Am I right?........by the way my bank is the ever caring and understanding HALIFAX :lol:......Any help would be much appreciated...........!

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Wooooooooooooooo hooooooooooooooooooooooooooooo!!!

Now just need to wait for it to arrive in the account and I can write to the court, send a donation and fill in the survey.

 

:D :D Congratulations!!! :D :D

 

Well Done Beanie, that's great news. How did the inevitable celebrations go, is it a bad hangover?!?!?!?!:lol: I know mine was after I got my settlement letter!

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Hi Folks,

Never sure where to post or how to track previous ones :o.

 

..........

 

Any help would be much appreciated...........!

 

Hi Welsh warrior,

in order for people to help you it's vital that you have your own thread so we can see what action you have taken so far etc. Also posts for help in other peoples threads tend to get 'lost' as peoples posts are following the main thread.

 

You need to go to the main part of the Halifax forum and click on the 'start new thread' button. To find your thread again, click on the 'quick links' menu near the top of your screen and select the 'subscribed threads' option.

This will display a list of the threads you have started and/or posted in and that you are being sent notification of new posts for. You should be able top find your own thread in this window (or your previous thread if you have already started one.)

 

If they are stating that your claim relates to charges applied on your account over 6 years and this is innaccurate then you need to referrence this when you send back the rejection of offer letter from the templates library. You could easily be caught in a situation where they give in and refund you, as full and final settlement for that period, where you acually may wish to claim again for the period beyond 19 months.

 

ATL

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Excellent news, well done Tina - turned out nice again, eh? :D

 

Lucy.

Lucycat vs. Halifax 13/9 - £4496.99 - WON!

 

Lucycat vs. MBNA (Alliance & Leicester) - 16/11 - Offer of £295 received - pursuing £575.

 

Lucycat vs. HSBC - 15/11 - MCOL filed - £1438 (& interest at 8% - another £392.49)

 

Lucycat vs. Capital One 15/11 - Offer of £136 received - pursuing £340.

 

Lucycat vs. Halifax - Mortgage ERC - 18/10 - LBA sent - £466.32.

 

Lucycat vs. Halifax - Mortgage Charges - 9/11 - D.P.A. Non-Compliance letter delivered.

 

Lucycat vs. LloydsTSB - Loan PPI - 5/10 - Statement received.

 

Lucycat vs. LloydsTSB - 20/10 - Prelim sent for £45 - returned undelivered, recipient has 'gone away'...! :o

 

* Lucycat vs. Carphone Warehouse - 13/11 - S.A.R. delivered. * Lucycat vs. Volkswagen Finance - 9/11 - S.A.R. delivered. * Lucycat vs. Barclaycard - 15/11 - S.A.R. sent out.

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Brilliant - no time to celebrate yet but we are planning to go out next weekend (when the money should have turned up).

 

Glads it's all over though!

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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How do I get my thread moved to the settled forum?

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Drop a PM to a Mod and they'll move you into the smug club! ;)

 

Lucy.

Lucycat vs. Halifax 13/9 - £4496.99 - WON!

 

Lucycat vs. MBNA (Alliance & Leicester) - 16/11 - Offer of £295 received - pursuing £575.

 

Lucycat vs. HSBC - 15/11 - MCOL filed - £1438 (& interest at 8% - another £392.49)

 

Lucycat vs. Capital One 15/11 - Offer of £136 received - pursuing £340.

 

Lucycat vs. Halifax - Mortgage ERC - 18/10 - LBA sent - £466.32.

 

Lucycat vs. Halifax - Mortgage Charges - 9/11 - D.P.A. Non-Compliance letter delivered.

 

Lucycat vs. LloydsTSB - Loan PPI - 5/10 - Statement received.

 

Lucycat vs. LloydsTSB - 20/10 - Prelim sent for £45 - returned undelivered, recipient has 'gone away'...! :o

 

* Lucycat vs. Carphone Warehouse - 13/11 - S.A.R. delivered. * Lucycat vs. Volkswagen Finance - 9/11 - S.A.R. delivered. * Lucycat vs. Barclaycard - 15/11 - S.A.R. sent out.

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My boyfriend has checked his account and he would appear to be approx £2500 richer... how could that have happened?!?! :)

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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CONGRATULATIONS

 

Don't forget our SURVEY too!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Congratulations!! im just having a read around before filing on moneyclaim and your thread has just given me the extra confidence i needed! im also claiming for my other half who is also doubtful but spending the money in his mind!

Halifax:

**SETTLED IN FULL 18/11/06**

 

Barclays

Court date set - 26th April!!

 

 

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