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    • So if the breach occurred say Dec 2017 (first missed payment) and the default notice was issued Sept 2018 and the claim was issued 7th June 24 the claimant will of course be arguing it is within the limitation period (by 3 months)
    • Yep, I would  have brought up the other things like asking for their contract and receiving no response etc. but the mediation phone calls were rather short. Evri just said the contract was not with them (i said 1999 act response etc.) and the goodwill offer thing. Whole process took about 10 minutes in total. Seems like they don't even want to negotate in mediations anymore. "they're only given a certain amount that they can agree to in mediation per day" I mean its hard for me to say if thats the mediator paraphrasing or aa direct quote from evri I will look through that thread and share what I find, also for what its worth I also have everything I made for the previous claim WS and bundles etc. that I can tweak for this parcel, since it did go almost all the way to court and is a virtually identical case. that + this new stuff you shared above should be helpful to me
    • If I haven't referred to it before then please check out this thread another case where the claimant contracted directly with Packlink for a courier delivery service carried out by Evri. Please read this thread very carefully and eventually you will get to a point where the claimant – our OP – discovered some interesting terms and conditions and has referred to them in his case. He incorporated these into his witness statement and was given judgement – not on the basis of rights of third parties but on the basis of direct responsibility. I would suggest that use the witness statement as a model although we will want to see it before you file it off. When you find the particular post with the witness statement, please can you post a link to it here as well as a copy of the witness statement because I don't have the time to look for it at the moment and the thread is rather long. However it is very important to you and you should go through it very carefully indeed. We have applied for a transcript of the judgement and hopefully it will be along in six weeks or so. As soon as we receive it we will make it available on this sub- forum.
    • Yes they are criminal charges. The law requires you to stop/report if "...owing to the presence of a mechanically propelled vehicle on a road or other public place an accident occurs by which— [injury or damage to a third party or their property is caused]. "I would be disinclined at this stage to offer anything more than you do not believe any such accident took place.  You could provide a brief description of the altercation in an attempt to explain why another party might be making these allegations. I know it's a silly question, but are you sure that you did not collide with anything? Could you have mistaken hitting something for the other party thumping your car? Could it be that you passing closely caused him to damage something somehow?  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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1st Credit & LCS Battle - court papers received - help


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I feel for you Hippy,in both your personal problems,and

then facing other peoples tragedies at work.

Only you can decide on the house, my own opinion would

be to let it go and start again anew.

How is the ex Mrs. Hippy these days, you mentioned the chance

of a reconcilliation a while ago??

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##UPDATE##

 

Hello Again all - its been a few quiet weeks and today I received some documents through from the NCCBC - A N271 Notice of transfer of proceedings form, A N24 General Directions order and a copy of my N244 form that I faxed to NCCBC on the 9th August

 

The case has been transferred to my local County Court but it is the General Directions Order I am uncertain about. I have read the General Directions order a few times and I am not sure what to do next if anything.

 

Can you lovely people give me some guidance at this stage please?

 

Many thanks

 

The images of all the pages are below.

 

110903aTransferofProceedings.jpg

 

110903bGeneralDirectionsOrder.jpg

 

110903cN244P1.jpg

 

110903dN244P2.jpg

 

110903eN244P3.jpg

Edited by newman
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Correct unfortunately it gives 1st Credit a longer

period to come up with a recon, this happened

in a case I dealt with recently and they ''complied''

with a recon at the last minute and the claim was

heard.

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I take it to be an hearing to decide your application to extend (because you opted for without hearing ) the application must be heard

on Notice to the Claimant hence the transfer and hearing.

 

Andy

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Hi, you have left your details in a couple of places.

 

I think it means that as 1stC have failed to supply the requested documents, if they want the claim to go ahead they have to apply through your local court to do so.

 

Thanks cymruambyth - all details taken out & rescanned & reposted.

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Correct unfortunately it gives 1st Credit a longer

period to come up with a recon, this happened

in a case I dealt with recently and they ''complied''

with a recon at the last minute and the claim was

heard.

 

Hi Brig

So do you have any idea what the timescale is for them to take action

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I take it to be an hearing to decide your application to extend (because you opted for without hearing ) the application must be heard

on Notice to the Claimant hence the transfer and hearing.

 

Andy

 

Hi Andy

I am not sure I am following any of this at all - really sorry to be so dim.

 

So if it is a hearing to decide the application to extend what happened to the draft order I submitted of the "unless by 4pm on the 16th ........."

 

I am confused as to what it means amnd is it a good thing/bad thing/not good or bad at all that it is now to be heard at my local county court?

 

Also what will happen next?

 

Sorry for all the questions but I am very confused (may be something to do with the two weeks I have just had off!!)

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Hi Andy

I am not sure I am following any of this at all - really sorry to be so dim.

 

So if it is a hearing to decide the application to extend what happened to the draft order I submitted of the "unless by 4pm on the 16th ........." He/she will deal with it at same hearing.

 

I am confused as to what it means amnd is it a good thing/bad thing/not good or bad at all that it is now to be heard at my local county court?

 

Also what will happen next? You have the hearing the DJ should rollock them you get your extension and he/she gives your directions

 

Sorry for all the questions but I am very confused (may be something to do with the two weeks I have just had off!!)

 

Standard process dont worry

 

Andy

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Thanks for that Andy.

 

So when the hearing happens do I have to be there?

 

 

Absolutely fight your corner, explain their non disclosure and why you need an extension to submit a valid defence.

 

Andy

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Absolutely fight your corner, explain their non disclosure and why you need an extension to submit a valid defence.

 

Andy

 

Thanks for that Andy. I absolutely intend to do just that.

 

So roughly how long do you reckon it could be before I find out if they are going to go ahead with this.

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Well its been transferred to you local CC now you have to wait for them to inform you of the hearing date.

 

Andy

We could do with some help from you.

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thanks chaps

 

Just as a matter of interest does anyone else have experience of dealing with 1st Credit in this respect? IT seems that some DCA's seem to give up the ghost once a N244 has been submitted or when it is transferred to a local CC and as it has now as been passed to my local CC and presumably 1st Credit are going to have to spend more money now in employing the services of a legal person both for the day? Will they be likely to keep going with this if they are not in possession of the original documentation?

 

I cant see the point of them keeping going with this if they don't have the correct documentation.

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Hi Newman, 1st Credit are following

through with recons and other ''evidence''

to back it up.

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Hi Newman, 1st Credit are following

through with recons and other ''evidence''

to back it up.

 

Thanks Brig - sorry to be a real pain but my understanding was that if they are going to take this to court they have to have the OCCA and not a recon? With the case that was mentioned very recently it seemed to me that Waksman ruled in favour of the consumers in respect of the validity of a doc. Have I misunderstood this then if they can use a recon? How does this prove that this is my agreement - it could have been cobbled together from any old set of Tc's & C's and surely the only way to prove the validity of a document is to have the signed original.

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I hear the balance of probabilities

put forward regularly now, Waksman

it seem laid out what should be constituent

to a recon.

Supporting evidence such as the statements

showing the debtors use of a credit facility

to back up the recon is also becoming

common.

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Assigned twice 3 years apart, did First Crud sell it back to them to buy it back again 3 years later?:???: Shady dealings

 

Andy

 

I have just been re-reading this thread and something that I noticed, which may be relevant or not, I would say both of those NOA docs have been printed by 1st Crud using Citi header & footer.

 

Maybe something, maybe be completely irrelevant, but maybe not.

 

MC

The villany you teach me, I will execute, and it shall go hard but I will better the instruction.

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I have just been re-reading this thread and something that I noticed, which may be relevant or not, I would say both of those NOA docs have been printed by 1st Crud using Citi header & footer.

 

Maybe something, maybe be completely irrelevant, but maybe not.

 

MC

 

Hi MC - well guess what I had exactly the same thought too - its a bit suspicious that the NOA was sent through on a photocopied headed paper when every other piece of communication I had from Citi was on their own coloured headed paper.

 

But proving this would be very difficult if not impossible I would guess!

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Hi MC - well guess what I had exactly the same thought too - its a bit suspicious that the NOA was sent through on a photocopied headed paper when every other piece of communication I had from Citi was on their own coloured headed paper.

 

But proving this would be very difficult if not impossible I would guess!

 

Hi Newman,

 

Do you have a smartphone with a barcode scanner app'? Wouldn't mind betting both of those barcodes show your 1st Crud reference number. If they do, why would Citi be quoting 1st cruds reference? Like I say, might not be relevant.

The villany you teach me, I will execute, and it shall go hard but I will better the instruction.

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Does this also apply to pre 2007 agreements, and if so what about the case law that was used before?

 

Hi count, good question is 127 (3) now null and void?????

 

newman, sorry if this is a stupid question, but does your alleged agreement fall under the protection of the CCA 1974 127 (3) or is yours post repeal?

 

MC

Edited by Master Chief
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