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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
    • Developing computer games can be wildly expensive so some hope that AI can cut the cost.View the full article
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Craigc2115
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you mite even be able to confirm what i have suprisingly been told.after visiting the branch manager of welcome finance, with the intentions of upping my payments to get rid of this agreement sooner...he kindly advised that the figures on the present agreement are wrong, and the agreement is void.he has told me to pursue this to the highest levels, and insists there is a very good chance the agreement could be written off.and the car would be mine, along with all payments made within this agreement.if someone would kindly look at the pdf's above and confirm this is true, i would be very gratefull.office of fair trading are on with this case without seeing the documents.so it must be a good case.i dont ever get luck like this.so iant counting my chickens.:eek:

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yep that has happened several times here

 

look for posts by

 

postggj

using our advanced search

 

yours do look as though this is the case.

 

you are in for a windfall

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you mite even be able to confirm what i have suprisingly been told.after visiting the branch manager of welcome finance, with the intentions of upping my payments to get rid of this agreement sooner...he kindly advised that the figures on the present agreement are wrong, and the agreement is void.he has told me to pursue this to the highest levels, and insists there is a very good chance the agreement could be written off.and the car would be mine, along with all payments made within this agreement.if someone would kindly look at the pdf's above and confirm this is true, i would be very gratefull.office of fair trading are on with this case without seeing the documents.so it must be a good case.i dont ever get luck like this.so iant counting my chickens.:eek:

 

I cant read them the text is too small, try uploading the images to photobucket and paste the (without thumbnails) code into a message here.

 

Ooo sounds promising!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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it took me all day to get them on to pdf's as im useless with computers :oops: so i will try and put them in a better case so they are better to view when i get home from work 2moz.thank you all for ur advise so far,i really wish i had come to you guys sooner.very gratefull..:D

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you mite even be able to confirm what i have suprisingly been told.after visiting the branch manager of welcome finance, with the intentions of upping my payments to get rid of this agreement sooner...he kindly advised that the figures on the present agreement are wrong, and the agreement is void.he has told me to pursue this to the highest levels, and insists there is a very good chance the agreement could be written off.and the car would be mine, along with all payments made within this agreement.if someone would kindly look at the pdf's above and confirm this is true, i would be very gratefull.office of fair trading are on with this case without seeing the documents.so it must be a good case.i dont ever get luck like this.so iant counting my chickens.:eek:

I honestly never thought I'd hear myself say this but I actually agree with welcome!! :lol:

hahahahahahahahahahahahahaha :lol: that agreement is the biggest pile of crap I've ever seen!!!

Total cash price for goods - £0

Total amount of credit - £0

Finance charge for goods - £6413.69

Acceptance fee - £195

Total amount payable - £6608.69

 

Now I've got quite a few decent qualifications in maths and accountancy but I can honestly tell you that I didn't need to call upon any of those to work out that 12.93% APR of £0 does NOT equal £6413.69!!!

 

I know it's hard to believe but it actually gets WORSE on page 2!

After you have paid more than a third of the total amount payable they need a court order to repossess. Apparently a third of £6608.69 equates to £5192.04!

 

If you had continued to pay £129 for 10 years you would've paid £15,576 on an agreement that says the total amount payable is £6608.69.

 

PLEASE GOD DO NOT SIGN ANYTHING ELSE!!!!

Edited by wannabedebtfreesoon
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If I were in your situation I would immediately be writing a letter before action requesting release from all further liability, return of all your payments plus interest and title of the car transferred to you or you will be suing them for Unfair Relationship.

 

Just my opinion.... :p

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I honestly never thought I'd hear myself say this but I actually agree with welcome!! :lol:

hahahahahahahahahahahahahaha :lol: that agreement is the biggest pile of crap I've ever seen!!!

Total cash price for goods - £0

Total amount of credit - £0

Finance charge for goods - £6413.69

Acceptance fee - £195

Total amount payable - £6608.69

 

Now I've got quite a few decent qualifications in maths and accountancy but I can honestly tell you that I didn't need to call upon any of those to work out that 12.93% APR of £0 does NOT equal £6413.69!!!

 

I know it's hard to believe but it actually gets WORSE on page 2!

After you have paid more than a third of the total amount payable they need a court order to repossess. Apparently a third of £6608.69 equates to £5192.04!

 

If you had continued to pay £129 for 10 years you would've paid £15,576 on an agreement that says the total amount payable is £6608.69.

 

PLEASE GOD DO NOT SIGN ANYTHING ELSE!!!!

 

I still cant view the documents properly but I agree with this information given the figures used by wannabe!! :x

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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I still cant view the documents properly but I agree with this information given the figures used by wannabe!! :x

 

It's comical really! lol-045.gif

Try clicking on the PDFs below then you can zoom in on them and rotate with Acrobat ;-)

 

Post #24

Edited by wannabedebtfreesoon
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  • 10 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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