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    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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LEATHER LORDS (e.l.s.) BIRMINGHAM


DICKYT
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We too where caught by ELS Cannock we saw a Sale Advert in the Express and Star newspaper and we went in the store a put £50 cash deposit on a 3+2 seater leather recliner sofas, we where told by the sales person, Marie that we had to pay the outstanding ammount of £648 by 3rd September 2010 so we went to our Nationwide Building Society on 2nd September and asked for a Society cheque and like fools took our payment in on the same day, apparently they ceased trading on 3rd September. On the 8th September we read in the Express and Star newspaper Furniture store besieged by angry customers I thought I was dreaming at first.

The next day 9th September we went to Nationwide BS to ask if they would cancel the cheque but they told us they could not do so as it was a corporate cheque, we even told them the owners of the store where less than honest traders but no use, i even emailed the chief executive of Nationwide but still would not cancel the cheque which we found really frustrating as even until 1st October the cheque had not been cashed. really depressed by 8th October the cheque had been presented for cashing I guess by the Insolvency Practitioner. I guess we will if we are lucky get a small ammount of our £698 back but I do not hold any hope of any money back.

What I find most annoying is we paid £698 to see, smell and sit on a leather sofa once, really depressing situation.

I phoned JD Freeth and left details an Consumer Direct but not much help toothless to bring these crooks to book. Any Advice would be welcome!

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OK, interesting development for me, got a refund this week, completely unexpected from my Visa Debit provider. I am still down by the deposit but at least I have the bulk of the cash back now.

 

I am still smarting that Lord's live in near mansions near [edit], they make a mockery of what honest tax paying people consider to be a decent society. They get away with it because they have found a way through the red tape that allows them to waltz through life [edit] people of their hard earned money and calling it a business failure. The victims get directed to the official receiver or their credit card provider and the perpetrators run off to the next company that they have already got setup. The police aren't interested because it is basically another failed company in a recession and trading standards aren't interested because the company has folded. This incident has seriously knocked my confidence as a hardworking law abiding sort, I find myself in daily situations asking myself "What would Gary Lord do?" and why the hell should I do any different? It works for him clearly.

 

Anyhow, I am glad to have had the cash returned, but really I only have it temporarily, part of the costs of bank charges go towards paying people back in these situations so I guess I am just going to end up paying it out again, just over a longer term.

 

Have fun all, as others have said, go to the receiver, send everything recorded and then go to your bank. Your bank will try to fob you off, but don't let them, insist that you get the forms to fill out and give them as much information as you can.

 

Over and out.

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It is a shame that they are getting away with Blue Murder, we are fortunate we got our Money back, but like you and me, it's all about the Principle. How they can get away with it and keep on doing the same [problem] no matter which name they are using.

I thought they might be at least be on Watchdog, but no who do I come across is DFS, I think I would give DFS more credit then what Mr Lord has done to all us hard working people. Well it goes to show if you don't fit the Picture they don't want to know, no matter how many have complained, but I'm sure they have research team for that.

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a new store has opened at the same place that used to be leather lords. its called yes the sofa specialists. apparently it is being run by garry lords nephew and garry lord turns up most nights at closing time in his nice shiny new hummer. they have been turned down by all the finance companies for credit so will only take full payment so be very wary..... they also have all the same stock that they cleared out earlier this year

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HELP!

I have paid in full for a sofa from YES The Sofa Specialists in camp hill birmingham. Waited a year, still not got finished sofa and now they giving me the run around after threatening me in the shop! NASTY buisness. What course of action should i take? Please help me.

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ou need to start your OWN thread

rather than get buried here in an old one

 

see my sig below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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