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    • The "grief tech" firms helping users create talking avatars of their dead relatives.View the full article
    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
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Riser/Recliner and mobility ramp required


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Due to the nature of my disability I really require a riser / recliner chair and also a ramp to get my mobility scooter in and out of my vehicle.

Sadly the chair I require is nearly £900 and the ramp another £250 and I cannot afford these at this time.

I receive DLA and was wondering if there is any scheme available that will allow you to purchase these items and then for a set amount to be deducted off your DLA over a period of time similar to that for a motability car? I don't have a motability car.

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I have my car through motability im on middle rate.We get a book every quarter and its full of businesses who sell chairs, ramps etc. If you go on google and type in Motability it will give you info there. I thought id got my last book i could have dropped into you but looks like its been thown out.

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Motability don't do chairs or ramps and the companies that do the chairs etc don't offer HP etc as far as I am aware. At the monet I have no interest in a motability chair as i have a fully paid for vehilce that is relaible and can hump the mobility scooter around.

I don't want the items for free and I am prepared to pay for the goods over a period of time, but when I spoke with social services they were not able to tell me if this was possible.

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Are you after a specific model? If not, if you go along to your local house clearance auction you should be able to get a riser pretty cheaply, I paid £50 for the one I bought for my grandad, they seem to come up pretty frequently.

 

Ramps are more tricky to get cheaply, but I got mine on ebay, again for around the £50 mark. It had been used as a demo item, so was no longer pretty, but that did not really bother me.

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Hi Surfer,There are loads of firms for chairs if you look on line.Have you tried ebay for the ramps i have seen them for sale on there in the disability section.Also you might pick a chair up on ebay if you type your post code in the search box.I had my recliner from SCS in kidderminster.Its electric but it dosent lift you up to standing.it cost me £799.00

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Wow! £799 is way beyond what we can afford in a lump sum. I am on Pension credit at the moment but have not heard of a budgeting loan. I will have a look on eBay but it si having the £300 - £400 in hand at the moment. The only problem with eBay is that I require a made to measure one unless I can find one that is standard and is okay for me to use. Guess we will need to try and save £25 a week over the next couple of months.

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Hi Surfer,Keep an eye on free cycle and Shuttle ads there have been quite a few in there.I think you could be lucky on ebay too.

I was lucky my chair was out of some compensation money, i think it would have took me a long time to save too.Got to admit though its very comfey. Ill keep a look out to for you.

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Hi Surfer, just a thought i asked at shops for ex demo when i wanted electric single bed. I was lucky and Dreams in kidderminster had got one and i had it half price.

Have you tried Carters? They have chairs and suites part exchanged for new ones. Perhaps a phonecall to them asking if they could keep you in mind if one should become available. I always say if you dont ask you dont get! its wortha try.

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Hi Surfer, just a thought i asked at shops for ex demo when i wanted electric single bed. I was lucky and Dreams in kidderminster had got one and i had it half price.

Have you tried Carters? They have chairs and suites part exchanged for new ones. Perhaps a phonecall to them asking if they could keep you in mind if one should become available. I always say if you dont ask you dont get! its wortha try.

Thanks. Appreciated.

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Hi Surfer, just been on ebay, there s a nice pair of Cintique riser/recliner chairs for sale on there.Just type in riser/recliner chairs and that page should come up.Their about half way down. They are in Peterborough i think but dont let that put you off.If you could get them cheapplus the price of petrol on top to fetch they would be a bargin.

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For a budgeting loan the maximum amount you would get is as follows, if you have no other budgeting loan debt:

 

Single person £348

Couple £468

Family £812

 

You may be able to apply for a community care grant on the basis that you need these aids to be able to remain living in the community rather than going into care.

 

You may be able to apply for a disabled facilities grant from the council for the ramp.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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I've just done a Google search for both:-

 

"loan for disability riser chair" and

"loan for disability wheelchair ramp"

 

and there are a number of links to suppliers of each, some detailing loans and grants.

 

I'm not sure that such commercial links are welcomed in this forum, but they are easily found on Google using the search parameters given above.

 

You may also be elegibile for a loan item or a direct payment from your local authority. Have a look at:

http://www.livingmadeeasy.org.uk/scenario.php?csid=195

Edited by russhh

If anything I say on this forum is construed as advice, it's probably worth almost as much as you paid me for it

 

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Hi Surfer, how are you today? You could get a bugeting loan from DWP. no interest is charged on this and payment is stopped at source before you get your pension credit.You can down load the paper work and print it yourself. Some one as already put the amounts on here in earlyier letter.Worth a try.

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I agree & as much as I hate to admit it ebay is the answer. Bought the following fully reclining chair £100 with phone & electric heat & massager, electric self contained rechargeable battery bath chair £115 lift 25 stone max, NEW self propelled completely collapsible wheelchair WITH independent suspension £68 + next day delivery £15 = £83

Edited by JonCris
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Hi Jon cris, You did well there.I bought a trolley of there, so i could push my meals into lounge to eat. Think i only paid £10.00 when it should have been alot more.(box was crushed)I also bought an over toilet adjustable seat with arms which cost me £56.00 alot better than the one provided by health worker which we call a gum shield ha ha.

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