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    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
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I could be wrong but nothing will surprise me if one of those is to be LLOYDS, you should have seen a recent decision I received LOL, a letter from "outer space" me thinks :D it was an offer, yet they upheld 2 of the PPI complaints just last month after again telling them they had not investigated my complaints properly!

Shame they don't name and shame!

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Nice useful links AC,

 

I have my own ideas but as there is no news released it would be wrong to second guess who they are :eek:

 

I will wait with eager anticipation as to who I think the two worst ones are:D

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Lloyds and RBS face complaints handling probe:

 

 

FT.com / Companies / Banks - Lloyds and RBS face complaints handling probe

 

http://www.dailymail.co.uk/money/article-1269713/Lenders-fobbing-customers.html

 

State-backed banking giants Royal Bank of Scotland and Lloyds are facing potentially massive fines for failing to investigate customers' complaints properly.

 

A probe by the City watchdog blasted the UK's largest banks for the shoddy way they handle complaints.

Two of them even pay bonuses to staff who turn down complaints and refuse redress.

 

Five banks were investigated by the City Watchdog. Two treated their customers so badly that they now face further investigation and possible fines, which could run to millions of pounds.

The FSA has refused to name the banks being investigated.

But last night sources ruled out HSBC, Santander and Barclays as the two banks in the firing line.

RBS and Lloyds Banking Group refused to comment, both describing the FSA's investigation as 'confidential'.

Between them the banks have taken more than £65bn in state hand-outs.

Edited by di0430
  • Haha 1
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Nice bit of research Di

 

I guessed it may have been RBS and Barclays as they have been the most difficult banks I have had to deal with. But for sure Lloyds would be in the bracket. I have had easier successes with LV, HSBC although they did make life difficult for a while.

 

The main thing is to keep at them however difficult they try to be. Keep all the letters records statements in other words everything so the FOS can deal with it. It is also worth copying all of your letters to the FSA, OFT, ICO as they will also keep records on these financial institutions.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Nice bit of research Di

 

I guessed it may have been RBS and Barclays as they have been the most difficult banks I have had to deal with. But for sure Lloyds would be in the bracket. I have had easier successes with LV, HSBC although they did make life difficult for a while.

 

The main thing is to keep at them however difficult they try to be. Keep all the letters records statements in other words everything so the FOS can deal with it. It is also worth copying all of your letters to the FSA, OFT, ICO as they will also keep records on these financial institutions.

 

aa

 

Cheers aa. ;)

 

With LV, mine had only taken about 4 weeks from start to being refunded my PPI, so they were the easiest of my complaints to deal with.

 

Nemo Personal Finance were very difficult or one of the worse I thought until complaining to LLoyds.

They rejected my Credit Card PPI complaint which did go as far as the FOS, I was only then receiving my children's benefits.

The FOS upheld in my favour.

 

Was also browsing through the FOS websites of the high volumes of complaints via Lloyds TSB.

 

Even though LLoyds recently upheld 2 PPI loan complaints in my favour (this was though being offered a low offer at first), I informed them I did not feel my complaint had been investigated properly and they missed and overlooked my reasons.

 

I have since sent in another as I recently received more info through a SAR, and they have again rejected but on a low will gesture, and the letter I received was absolutely rubbish, it looks again as if they have not investigated my complaint properly.

I have of course wrote back to them to confirm this and request they consider and yesterday I was sent an update by email that they will get back to me on this one by mid week next week.

 

Seems like since this FSA news its given them a kick they need LOL.

 

Good advice there as well from you aa.;)

 

Di

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