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Equidebt chasing Santander loan debt


marke32
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Hi everyone

 

I am getting letters from equidebt regarding a loan with santander.

 

I sent them the first letter asking for a copy of my cedit agreement and i got a reply saying they were obtaining it and would not make any collection attempts until I have got it.

 

They did not provide it so I sent the second letter saying I consider the account in dispute because they haven't provided my credit agreement copy.

 

I heard nothing for several months

3 weeks ago got a letter asking for money to which i did not reply.

 

Today I have a letter saying because i failed to reply they have set up a repayment plan for 500 a month and if i dont reply by the 6th may they will consider this accepable to me.

 

My question is do I reply to them? or ignore them?

or send a copy of the letter they sent me saying they wouldnt make any collection attempts?

 

I know they are trying it on just not sure which is the best course of action

 

. i am currently not working either.

 

Thanks

Mark

Marke32

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