Yes I will do thanks

No the account says open and it's showing a balance of £535.I was told any debt include in a dro should be marked as settled or partially settled. That's exactly what all my other accounts now show

Hi I got DRO 14 months ago which included debts from My Jar. I received an email from ACI saying my debt had been transferred to Perch Capital. My DRO ended at the beginning of Aug and I have two accounts with Perch capital that are still being marked as in default despite them being in my DRO. I have emailed Perch multiple times to tell them these accounts were in my dro and should be closed. But I never get a reply. Any advice as what I can do please?

I reported it to Dial Direct. They then send you a link which takes you to an online portal where you take pictures of your car. I then got another txt from copart to arrange collection of my car. It won't be crushed or sold because I didn't give them my registration documents. Until I accept an offer the car remains mine. I've made a complaint to Dial Direct and emailed copart. Since my question I have had a reply from copart which said they have only been instructed by AXA to collect my car and as yet they have not been told to inspect it, but they have contacted AXA to say its ready to inspect

Yeah that's what I thought. I'm going to email Dial Direct with complaint. Right now I've no idea where my car is or whats happening

Hi All I was insured through Dial Direct and it was under written by AXA. I recently crashed my car with no other party involved. I'm certain it will be written off and it was taken from my house by Copart three weeks ago. Since then I have heard nothing at all. I can't get through to AXA and they haven't responded to my emails and Dial Direct just say I need to speak to AXA. Is this normal and do I just wait to hear something? Or is there something I can do? My policy has also now run out. Thanks

They would probably turn round as say what we're saying though, and that it was our responsibility to check the agreement. But yes I hear what you're saying. Thanks for your input and help it's much appreciated

My point is we signed a legally binding contract. We asked them 3 times to check it, was told it was correct so signed as they did. They then said it was wrong and changed it. What is the point in having a contract if a company can change it whenever they please?

I asked my partner to give me the original contract. Unfortunately they were accessed via a link. Barker & Stonehouse have now removed the original contract and its just linked to the amended one. I guess there's nothing we can do now

I'll do it this evening, thanks

we received the goods on 16th Dec and signed the revised credit agreement a week earlier. I'm at work at moment so don't have the credit agreements with me. But from what we can see they took off our initial deposit of £750 twice from the balance

Hi Which dates? The new one is £750 more expensive than the original credit agreement, but matches our sales invoice.

Hi everyone Sorry if this is a bit long winded My partner and I purchased a sofa and bed from Barker & Stonehouse. We paid a deposit and signed the invoice. However we didn't sign the credit agreement until 2 wks before delivery. When they sent the credit agreement through my partner questioned it 3 times and they said it was correct so it was signed by both partied. Then a wk later they phoned and said they've made a mistake and were changing it. We questioned if they could do this as its legally binding. They said it was it their terms and conditions that they could change it before delivery. Basically if we didn't sign it we wouldn't receive our goods. This was just before Xmas and we'd moved into a new build with no furniture. Subsequently it turns out it is not in their terms and they've said because we signed it we agreed to it. We disputed this because they lied and basically blackmailed us into signing it. We said we would complain to the ombudsman and all they've done is send us the invoice signed by us which matches the revised agreement. My question is should they honour the original credit agreement?

no they're being delivered Tues. They've said in their terms and conditions it says they have the right to amend before delivery. However the lady on the phone couldn't actually find where it says that and we've checked and it definitely doesn't say that

The company is Barker Stonehouse and the finance is V12 retail finance. We have an email saying the finance agreement has been signed by both parties and is complete. Barker Stonehouse are now saying they made an error and calculated it wrong so we have to sign a new credit agreement.

Yes the part where we have to pay more money. They've basically worked out the finance wrong, despite going over it with us. Now we've signed the agreement they want to change it so it cost us more

Hi everyone We've bought a sofa and bed two months ago and paid £750 deposit. We've just signed the credit agreement and returned it, after going through the figures with their sales office and have them in writing. We have just had a call now saying they've made a mistake and they want to change the agreement. I have read the agreement and there is nothing that says they have the right to alter or amend Can they do that?

Hi everyone We've bought a sofa and bed two months ago and paid £750 deposit. We've just signed the credit agreement and returned it, after going through the figures with their sales office and have them in writing. We have just had a call now saying they've made a mistake and they want to change the agreement. Can they do that?

No I didn't inform them because it was only temporary and my registered address was my dads just 4 houses up the street. They send every letter there except the ccj court letters. Anyway I am nearly completed on applying for a dro just have to pay on Monday so it won't be an issue then. Thanks to everyone who posted much appreciated

It's says on my credit file 24th July the ccj was posted. Surely they should at least send the letter using the address I was at when I got the card?

Hi Everyone Sorry if this is in wrong place. I have just checked my credit report today and seen a ccj issued against me from Drydens Fairfax. I have spoke to the court and its for an MBNA credit card. However on my credit file the address is one I lived at for 6 months and not where I lived when I got the credit card. I lost my mum and my job and got into debt 8 years ago. I have been trying to get straight ever since which has been going well. I have never received any letters regarding this debt for years and nothing has been sent to the address where I lived when I got the credit card which is my dads address. I am now besides myself with worry. I have a new live with my partner, I have been paying off what I owe and now I have found out about this. Q1 How could I respond when they used an address I was only in for 6 months and not where I lived when I took out the credit card? Why didn't they use the address I lived at when I took out the card What do I do now I am so worried theyll send bailiffs to my dads house

no it doest say anything about a restricted road. I thought because the nip didn't say what the speed limit was. It might make it void. Thanks for all your help

B1644 Whetley Hill, Bradford (bidirectional) near Lincoln rd.

No I only got the ticket yesterday. But I am unable to drive that way now from work as they've implemented a one way system. I can drive in that way which I did this morning. I had Google maps on and no such Rd name came up.

Hi Honeybee yes of course. Yes I have reason to believe that. Simply because the rd speeds change regularly from 30mph to 40mph and back