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Capital One - Question Cash Advance Fees?


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Does Anybody Know If You Can Try And Claim Back Cash Advance Fees As Well As Late Fees, Etc?

 

Help !

 

Many Thanks

HSBC - Owed £1315, settled at £1150 - 08/06

First National Tricity Fiance - Owed - not sure ? DPL sent 20/09/06

Alliance & Leicester - Owed £595 - Moneyclaim started 20/09/06

HSBC for Dad - Owed £1500 - Moneyclaim started 20/09/06

Capital One - Owed £495, Settlement Rejected £195, LBA sent 12/09/06

Barclays for Dad - Owed £3200, LBA sent 12/09/06

SPML & Blemain Finance for Mum & Dad - Awaiting Statements could be huge !

 

 

Failure is not an option ! - NASA

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The OFT ruling only applied to penalty fees and as such the cash advance fees are service charges and therefore not included in the realm of the OFT report. I am in the process of trying to claim these back but I am using the case that Citi Cards cannot explain the rates of intertest or what they pertain to so they are not fair under the UTCCR as the legal compenet to support my claim. If you read the advice on the site you should not and cannot claim these.

First Direct - Settled in full :eek:

Lloyds TSB - AQ completed Central London CC :confused:

RBS - Settled in full :p

Morgan Stanley - Settled in full :lol:

Capital One - Settled in full ;-)

Citi Cards - Transfered to Mercantile Court 19/10/06

Nationwide - Settled in full 8)

Capital One Acct 2 - Prelim letter

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