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    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
    • Just be careful with your language on what you post here - Keep it above board Lets see what you send to the big boss. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello everyone i was hoping i could get some advice.

 

I march of this year i came home to find a hand written note from my landlord asking me to ring him. When i call he informs me i'm 3mths behind in my rent,this is a big shock to me as i'm very prompt at paying it, i apologies and the only thing i can think is i had problems with my bank account and had to change banks.

 

I agree to get it sorted out and work to pay back the arrears.

 

I get back from work today to find him and two big burly blokes breaking into the house.

 

Once we managed to get into the house because i was on my own and intimidate by him and the big blokes i manage to fire of a text to my sister to call the police and then when i had chance i ran upstairs and called them myself.

 

When the police turned up the two big burly blokes left pretty sharp leaving me with the landlord and police officer, the landlord then starts say he has given me warnings ect has phone and sent letters even a section 21 which i have never received. and when i challenged him he said he sent it by recorded delivery, i have never received and thing through my door of the sorts, he says he can provide proof(which i would like to see as i would like to know why the post office hasn't put a notice through my door to say i need to sign for something)

 

after reading on here i have reason to believe my deposit isn't in a TDS as i have never been given any details(i'm looking for the tenncy agreement which at the moment i can't blinking find)

 

Any advise would be very helpfull

 

Felixx

ps he also says he know the lady on the corner and she has been phoning him saying i'm a nutter????

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Go see the private tenancy team at your local Council. They may not be called that though. Take a look at their website as they should have info there on who to contact for help with private tenancies.

 

Sounds like he was trying to illegally evict you. Even if you had received a correctly served Section 21 notice if you didn't leave voluntarily by the end of the notice period then he would still have to ask the Court for a posession order.

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Aviva is right, illegal eviction, do as suggested.

 

The other issue is obviously the outstanding three months rent:

 

1) whats happend?

 

2) Whos fault?

 

3) Is it now paid?

 

4) What was the interval between the landlords phone call and the unwelcome visit?

 

Is there more to this non-payment situation than meets the eye?

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Aviva is right, illegal eviction, do as suggested.

 

The other issue is obviously the outstanding three months rent:

 

1) whats happend? I had to change banks

 

2) Whos fault? mine didn't pay full attention

 

3) Is it now paid? no

 

4) What was the interval between the landlords phone call and the unwelcome visit? 14 days

 

Is there more to this non-payment situation than meets the eye? no as this is the first problem i have had

 

 

 

see answers

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Do you still have the money? If so get the rent arrears cleared.

 

If not then pay as much as you can to show that you are trying to resolve the problem.

 

I still recommend getting advice from your local Council they can liaise on your behalf, remind the landlord of his legal obligations and even prosecute if the case warrants it/have enough evidence.

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Did you not wonder why you where so flush for 3 months?

 

Best advice now is no more excuses. Speak to those in the know i.e. the council tenancy people.

 

Change the locks of you feel threatened.

 

You are going to have to speak to the LL, can I suggest in a letter, acknowledging the problem and setting out a time scale for repayment.

 

If you can no longer afford the property for reasons you have told us, again you need to tackle the problem head on rather than unsuccesfully muddling through.

 

Kepp in mind if you are in arrears the local authority will not assist in rehousing you if/when you are finally (and legally) evicted as you would have made yourself intentionally homeless.

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