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Hello everyone i was hoping i could get some advice. I march of this year i came home to find a hand written note from my landlord asking me to ring him. When i call he informs me i'm 3mths behind in my rent,this is a big shock to me as i'm very prompt at paying it, i apologies and the only thing i can think is i had problems with my bank account and had to change banks. I agree to get it sorted out and work to pay back the arrears. I get back from work today to find him and two big burly blokes breaking into the house. Once we managed to get into the house because i was on my own and intimidate by him and the big blokes i manage to fire of a text to my sister to call the police and then when i had chance i ran upstairs and called them myself. When the police turned up the two big burly blokes left pretty sharp leaving me with the landlord and police officer, the landlord then starts say he has given me warnings ect has phone and sent letters even a section 21 which i have never received. and when i challenged him he said he sent it by recorded delivery, i have never received and thing through my door of the sorts, he says he can provide proof(which i would like to see as i would like to know why the post office hasn't put a notice through my door to say i need to sign for something) after reading on here i have reason to believe my deposit isn't in a TDS as i have never been given any details(i'm looking for the tenncy agreement which at the moment i can't blinking find) Any advise would be very helpfull Felixx ps he also says he know the lady on the corner and she has been phoning him saying i'm a nutter????

I was going through my credit file today and was suprised to see irregularities in my credit file. According to my credit file i have had 4 accounts with orange pcs one was a CCJ which was paid one seem to be satisfied but still registered as a default and two more one with moneys owning and one as satifactory and settled, whats even more strange is the start dates are very close to one another confused so am I! I also have a CCJ from office depot (viking direct) and i have no idea what or if i have ever purchased from viking direct. I aslo have one default for capquest who was know as FTC which states bank but have not idea who or what they are. i have a couple of entrys from nationwide one of the accounts i have a complaint about as it was down to charges from two direct debts i canceled online and they still aloud them to take which they bounce then charge me for them puting me overdrawn. and final we have welcome finance which i still an indisput over as it is for an insrance/warenty for a vehicle finance, the actual vehicle finance is settled as i aloud them to take the car back after the obligatory terms but they are still trying to chase me for the full amount of the insurance/warenty if anyone can give me any advice here i would be grateful. an i'm sorry if i have posted this in the wrong place, i shall be online tommorow if there are any question, i'm hoping t get some help as i would like to deal with this tommorow. UPDATE I have just found out this morning that two of my CCJ which was paid in 2004/2005 have not been marked as satisfied with the courts or registry trust i am now fuming and want blood:-x:-x:-x:-x:-x:-x:-x:-x:-x:-x:-x:-x 4/5 year i have had this on my file

I cant pay the full amount out right but could pay monthly. Why does it depend on the type of company?

Hello everyone I would very grateful if you could help me out with some advise on how to best hand this situation, This is in relation to Unpaid business rates, got home last night to find a letter from a Equtias bailiffs demanding full payment in 24hrs, according to the letter it has to be full payment and no arrangement can be entered into 1) Can they demand full payment? 2) Am i entitled to make offer of monthly payment? 3) Can they refuse to accept my offer? 4) What would be my first step? Thank you in advance

Hi there newie here i'm hoping that i can get some advice and help from you guys with respect to A) claim back charges B) reduceing my over all dept and get some of it paid off Nigel