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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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I will have to start repaying my loans


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I would love advice from you all I am in canada and dont have a UK bank account anymore and with the pound been low I think I will have to start repaying my loans how do I go about it also would they come after me if i dont pay it back as money ie very tight right now

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firefox - start your own thread on the issue, but short answer:

 

pre 1998 loans and no contact for six years then it's statue barred.

 

As your in Canada it's very hard to get any action againt you and lets face it, how Likely is it there going to find you, they only know what your tell em hence suti's problems.

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  • 4 weeks later...
Unless they've contacted you there I wouldn't worry.

yes they know my address here in canada kept in touch with them but i am still under the amount of money that they say I can earn but when I sent in the Defferil form I did not have any pay slips as we have gone to papper less ones so i sent my t4 in which is like the P60 but they said it was not good enough just so worried now at my wits end

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That's a shame, they are classed as the 'new style' loan which is like a mortgage and you won't be able to claim they are Statute Barred.

 

They will find it extremely difficult to take enforcement in Canada unless they've already acquired a CCJ here which I doubt they have otherwise they would have mentioned it.

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That's a shame, they are classed as the 'new style' loan which is like a mortgage and you won't be able to claim they are Statute Barred.

 

They will find it extremely difficult to take enforcement in Canada unless they've already acquired a CCJ here which I doubt they have otherwise they would have mentioned it.

 

 

NO CCJ yet But i dont understand why They are coming after me when my income was below the only thing I can think is that we dont have pay slips anymore but I sent in my T4 which tells them the income for last year its all papper less other then the T$ but they said that was OK will call them on monday and let you know what they say

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  • 2 weeks later...
NO CCJ yet But i dont understand why They are coming after me when my income was below the only thing I can think is that we dont have pay slips anymore but I sent in my T4 which tells them the income for last year its all papper less other then the T$ but they said that was OK will call them on monday and let you know what they say

 

Still waiting to here from them but they did say that they sold the 97 loan to thails i think I didi not know anything about that until i got a letter from them

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The 97 loan will be Statute barred if you didn't make a written acknowledgement, payment or referral for a six year period.

 

yes i made some payments before leaving the UK but been on differal since been in canada from 2006 so what can I do will they come after me or will they wait untill i move back to the UK which I will not be doing

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They may try to come after you but I doubt whether it would be worth their while. I'm not sure but I think the Statute of Limitations in Canada is five years... you'll have to check. So if no payments etc have been made since 2006 it may be statute barred anyway next year unless they've acquired a CCJ.

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They may try to come after you but I doubt whether it would be worth their while. I'm not sure but I think the Statute of Limitations in Canada is five years... you'll have to check. So if no payments etc have been made since 2006 it may be statute barred anyway next year unless they've acquired a CCJ.

 

So would they be able to get CCJ since I am not living in the UK

I think I owe around 8000 would it be worth it

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They could only obtain a CCJ if the papers were served at an old UK address & if they did that you could easily get it set-aside because a CCJ cannot be obtained against a non-UK resident.

 

So what you are saying then is don’t worry over it and if they get a CCJ then appeal it and I will only have to worry about it if I come back to the uK for good

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Student loan agreements are simple contracts and this gives the Student Loans Company (SLC) 6 years from the date you last paid or acknowledged the debt to go to court to enforce the agreement. There are two sorts of student loans and different rules apply depending upon when you took out the loan.

 

Old style or “mortgage” student loans are consumer credit agreements. Payments cannot be automatically deducted from your wages. The SLC has to go to court before they can enforce the debt against you. This means that the Limitations Act can apply if you have not paid or acknowledged the debt for over 6 years. (Asking for the loan to be deferred could count as acknowledging the debt and start time running again).

 

From September 1998 new style or “income contingent” student loans include rules to say that repayments are automatically deducted directly from your wages or through your tax return if you are self employed. This means that the SLC are still allowed to take money from your wages for a loan over 6 years old as they do not have to go to court to do so.

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Student loan agreements are simple contracts and this gives the Student Loans Company (SLC) 6 years from the date you last paid or acknowledged the debt to go to court to enforce the agreement. There are two sorts of student loans and different rules apply depending upon when you took out the loan.

 

Old style or “mortgage” student loans are consumer credit agreements. Payments cannot be automatically deducted from your wages. The SLC has to go to court before they can enforce the debt against you. This means that the Limitations Act can apply if you have not paid or acknowledged the debt for over 6 years. (Asking for the loan to be deferred could count as acknowledging the debt and start time running again).

 

From September 1998 new style or “income contingent” student loans include rules to say that repayments are automatically deducted directly from your wages or through your tax return if you are self employed. This means that the SLC are still allowed to take money from your wages for a loan over 6 years old as they do not have to go to court to do so.

 

I am not sure which ones I have but I know the first was taken out in 97 and they want 60 payments to pay them off i thought that the amount you pay back was on how much you earned but they say no divid the amount by 60 and thats how much you pay back

Thanks foe all your help

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I am not sure which ones I have but I know the first was taken out in 97 and they want 60 payments to pay them off i thought that the amount you pay back was on how much you earned but they say no divid the amount by 60 and thats how much you pay back

Thanks foe all your help

 

So is the 60 month the new or old not sure which one it is

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